有没有自动抢红包的软件

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风口上的产业互联网,谨小慎微的供应链金融

2019-07-11
1128219
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FENGKOUSHANGDECHANYEHULIANWANGWANJIA,RUHEJUEJINWANYIGONGYINGLIANJINRONGSHICHANG?

供应链金融,产业互联网,供应链金融,亿欧智库

TUPIANLAIZI“123rf.com.cn”

2018NIAN9YUE,TENGXUNDUIWAIXUANBULEQUANMIANTo BDEZHUANXINGZHANLVE:ZHAGENXIAOFEIHULIANWANG,YONGBAO。YICIWEIKAIDUAN,CHANYEHULIANWANGLANGCHAOBENYONGERLAI。

风高江阔白浪飞:产业互联网概念盛行

SHENMESHICHANYEHULIANWANG?

CHANYEHULIANWANGZAIYENEISHANGWUMINGQUEGONGRENDEDINGYI,YIBANERYAN,CHANYEHULIANWANGKEBEISHIWEISHI“LIANJIESHANGXIAYOUZHONGDUANHEHENGXIANGCHANYEFUWU,GEFANGXIANGHUXIEZUOGOUJIANCHANYEWANGLUO”,QIJIBENMOSHIRUXIATUSUOSHI 。CHANYEHULIANWANGMUDESHITUIDONGQIYETUPOCHUANTONGCHANYEPINGJING,RUCHENGBENGAO、ZIYUANPEIZHIXIAOLVDIXIA、CHANYELIANXINXIBUDUICHENGHEYANFADONGLIBUZUDENG。

产业互联网基本模式

CHANYEHULIANWANGYUGONGYEHULIANWANG、ZHINENG+、HULIANWANG+DENGGAINIANXIANGHUZHONGDIE,DANNEIHANCUNZAICHAYI。XIANGJIAOYUQITASANZHE,CHANYEHULIANWANGSHIDUI“XINXIJISHU+CHANYE”GENGWEIZHENGTIHUADEMIAOSHU。TONGSHI,ZUOWEIXIAOFEIHULIANWANGDEYANZHAN,CHANYEHULIANWANGYICIGENGYIBEIQIYEGANZHIHELIJIE。

产业互联网对比工业互联网/互联网+/智能+

WEISHENMESHIXIANZAI?

CHANYEHULIANWANGSHIYUXIAOFEIHULIANWANGXIANGDUIYINGDEGAINIAN。HUIGUXIAOFEIHULIANWANG20YUNIANFAZHANSUODAILAIDECHANYEBIANGE,HEXINZAIYUSHIXIANLERENYUREN、RENYUXINXI、RENYUSHANGYE、RENYUFUWUJIANDELIANJIE。CHUANTONGQIYEZAICIQIJIAN,BUDUANTUIJINZISHENPINPAIDUAN、XIAOSHOUDUAN、YINGXIAODUANHEFUWUDUANDESHUZIHUANENGLIJIANSHE。SUIZHEXIANSHANGLIULIANGHONGLIJIANSHI,ZENGLIANGJINGZHENGXIANGCUNLIANGJINGZHENGZHUANBIAN,QIYEMIANLINCONG“HULIANWANG+”DAO“+HULIANWANG”DEQUSHIZHUANBIAN。TAMENXUYAOCHONGFENJIEZHUYUNJISUAN、DASHUJU、DENGXINXIJISHUNENGLI,DATONGXIAOFEIZHONGDUANDAOGONGYINGDUANDELIANJIELIANTIAO(C2B),YICITUIDONGZHENGGEGONGYINGDUANDEGENGXINDIEDAI,DAOBIQIYEZHENGTINENGLISHENGJI。

JUE.M.RogersJIYUGETIHEQIYEJUECEZHEJIAODUDECHUANGXINKUOSANLILUN,JISHUCHUANGXINKUOSANKEFENWEISIGEJIEDUAN,JIRENZHI、QUANFU、JUECE、ZHENGSHI。JINXIENIANLAI,CONGQIYEZHUDONGYONGBAOHULIANWANG,DAOWOGUOGEJIZHENGFUJIJITUIJINQIYESHANGYUN、GONGYEHULIANWANG、ZHINENG+DENGGAINIANDECHUANBOHELUODI,YIJINRONG、ZHIZAOHEJIAOYUWEIDAIBIAODEXINGYEDUIXINXIJISHUDEHANYIHEZUOYONGRENZHIBUDUANJIASHEN。DANBUTONGXINGYEZHIJIANRENGCUNZAIJUDADERENZHIHONGGOU,XINXIKEJIZAICHANYEZHONGCHUANGXINKUOSANDEYAODIANRENGRANSHI:ZENGQIANGQIYEJUECEZHEDERENZHIHEDUIJUECEZHEDEQUANFU。

WEIZENGQIANGRENZHIBINGSHIXIANDUIJUECEZHEDEQUANFU,CHANYEHULIANWANGSAIDAOCHANGSHANGCONGXUANFA、YINGYONGKAIFAHESHIDIANQIERU,BUDUANTUIJINDUOXINGYEBUJU,LIRU,ZAICHUANTONGXINGYESHUZIHUAZHUANXINGFANGMIAN,TENGXUNLIANHEXINGYEDINGJIISV,JIANGZISHENYUNCHANPINNENGLIYUHEZUOHUOBANZAICHUANTONGXINGYEDEJINGYANJILEIJIEHEQILAI,LIANSHOUDAZAOLEJINRONG、JIAOYU、LINGSHOU、ZHENGWU、LVYOU、YILIAODENGCHUIZHIXINGYEDUOGEBIAOGANANLI。YUZHIXIETONG,2018NIAN,TENGXUNYUNJIANLILESIDAPIANQUDEXIAOSHOUTUANDUI,BINGTONGGUODAILIHEZUOHUOBANZHULIQIZAISANSIXIANCHENGSHIDEQUDAOXIACHEN,ZENGQIANGBENDIHUAFUWUNENGLI。LINGWAI,TENGXUNYUNHAIWEIHEZUOHUOBANTIGONGLERENCAIPEIXUN、SHICHANGTUIGUANGYUJIAOLIU、JILIJIN、YUNSHICHANGJIFUWUDENGZIYUANZHICHI。

好风凭借力:扬帆正当时

ZHONGGUOYONGYOUXIANGDANGWANZHENGDECHANYELIANTIAO,RANER,DADUOSHUCHANYELIANZHONGXINXIHUA、SHUJUHUAHESHUJUZHINENGHUACHENGDUHENDI。ZAIGONGYINGLIANJINRONGYEWUZHONG,SHANGYEYINXINGFENGKONGGAODUYILAICHANYELIANZHONGHEXINQIYEXINYONG,JINRONGFUWUDESHENTOULVHEFUGAIFANWEIYOUXIAN。DUIYUCHANYEHULIANWANGCHANGSHANGERYAN,ZHEIJISHITIAOZHAN,YOUSHIJIHUI。

GONGYINGLIANJINRONGFAZHANTONGDIAN

XIANJIEDUAN,GONGYINGLIANJINRONGFUWUTIGONGSHANGJINYIBUFAZHANSHOUXIAN,ZHUYAOBAOKUOXINXIBUDUICHENGHEXINGYECHAYI。ZAIXINXIBUDUICHENGSHANG,ZAOQIDEGONGYINGLIANJINRONGYOUYINXINGZHUDAO,YIFANGMIAN,YINXINGXIANGHEXINQIYETIGONGJIESUAN、RONGZIJILICAIFUWU,LINGYIFANGMIAN,YINXINGLIZUYUXINYONGSHENHE、FENGXIANDINGJIA、DIZHIYAWUJIANGUANYUCHUZHIDENGFENGKONGSHOUDUAN,XIANGSHANGXIAYOUDEGONGYINGSHANGHEJINGXIAOSHANGTIGONGDAIKUAN。YOUYUCHANYELIANZHIJIANXINXITOUMINGDUDI,QIEXINYONGTIXIBUJIANQUAN,YINXINGFENGKONGNENGLIJIAORUO。XIANJIEDUANDEGONGYINGLIANJINRONGZHUDAOFANGZHUJIANZENGDUO,HEXINQIYE、DIANSHANGPINGTAI、QIYE、WULIUQIYE、ZHIFUJIGOUNAIZHIP2PPINGTAIFENFENYONGRU。QIZHONG,HUAYUQUANJIAOQIANGDEZHUDAOFANGRUYINXING、HEXINQIYEDENG,JUNMOUQIUGOUJIANDANBIANDEGONGYINGLIANJINRONGSHENGTAIQUAN,SHUJUFENGBIQINGKUANGPUBIANCUNZAI。DUIYINGDE,QITAZHUDAOFANGSUOHUODEDESHUJUZHENSHIXING、QUANMIANXING、JISHIXING、BIAOZHUNHUAHEJIEGOUHUACHENGDUNANYIBAOZHENG,XINXIBUDUICHENGWENTIYANZHONG。

ZAIXINGYECHAYISHANG,YOUYUCANYUZHUTI、XINGYETEXING、GONGYINGLIANGOUCHENG、CHANPINLEIXING、XINXIHUACHENGDU、GONGSIZHILISHUIPINGHEFENGKONGJICHUDUOYANG,GONGYINGLIANJINRONGFUWUTIGONGSHANGHEJINRONGJIGOUNANYIZHUYISHENRUGEGELINGYU,DUIXINGYEDERENZHILIJIEBUZU,YEWUKAIZHANSHOUDAOYINGXIANG。

CHANYEHULIANWANGRUHEHUANSHI/JIEJUETONGDIAN

CHANYEHULIANWANGJIANGLIANJIECONGGUANGDUSHANGKUOZHANDAOBUTONGCHANYEQIYEJIAN,CONGSHENDUSHANGZONGSHENDAOQIYENEIBU,SHIDEQIYEKEYIWEIRAOZHONGDUANKEHUXUQIU,ZHONGXINZUZHIYAOSUHESHENGCHANYUNYINGMOSHI。CHANYEHULIANWANGTIXIGOUJIANDELUJINGYIBANKEFENWEILIANGLEI,YISHIYOUWAIXIANGNEIDEZHENGHE,CONGYONGHUDUAN、JIAOYIDUANHEJICHUJISHUFUWURUJU,XIANGQIYENEIBUXINXIHUAXITONG、GONGYEHULIANWANGPINGTAISHENTOU。TONGCHANG,WAIBUFUWUQIYEXUANZECILUJINGCANYUCHANYEHULIANWANGTIXIGOUJIAN。ERSHIYOUNEIXIANGWAIDEKUOZHANG,CONGQIYENEIBUXINXIHUARUSHOU,ZHUJIANYANSHENCHUQIYEYUWAIBUDELIANJIENENGLI。TONGCHANG,CHUANTONGXINGYEQIYEXUANZECILUJINGCANYUCHANYEHULIANWANGTIXIGOUJIAN。

产业互联网体系构建路径

LIANGDALUJINGJUNYINXIANGLETONGYIFANGXIANG,JIJIANLIYOUNEIDAOWAIDEQUANFANGMIANDEXINXIHUALIANJIE。ZUOYONGZAIGONGYINGLIANJINRONGSHANG,HEXINQIYEDUINEILIANJIEZHUYAOBAOKUOCONGSHEJI、CAIGOU、SHENGCHAN、RUKUDAOXIAOSHOUQUANLIUCHENGDESHUJUSHENGCHENG、SHUJUZHUASHOUYUFENXIGONGJU,JIYUCI,YINXINGNENGGOUHUOQUGENGWEIZHENSHIKEXINDEHEXINQIYEZHUTIXINYONGQINGKUANGHEJIAOYIXINXI。TONGSHI,LIUCHENGSHUJUHEJIAOYIXINXIDEBUDUANLEIJISHIDEYINXINGSHIBIERONGZIXINGMAOYIDENENGLIZENGQIANG,GONGYINGLIANJINRONGJIEGOUZICHANGXINGDEDAOQIANGHUA。

HEXINQIYEDUIWAILIANJIEDEJIANLIZHUYAOYIKAOHULIANWANG、QUKUAILIAN、DASHUJUHEYUNJISUANDENGJISHU,TONGGUOJISHUSHOUDUANJIANGSHANGYOUDUOJIGONGYINGSHANG、WULIUCANGCHUDENGGELEIFUWUSHANG、XIAYOUJINGXIAOSHANG、ZHONGDUANKEHUGENGWEIJINMIDELIANJIEQILAI。JINERSHIDEJIAOYI、WULIU、CANGCHUHEZHIFUDENGHUANJIESHUZIHUA,WAIBUZIJINFANGDEYISHIXIANDUIWANGLAIGEFANGZIJINLIU、WULIU、SHANGLIU、XINXILIUDESHISHIJIANCHA。TONGSHI,SHUZIHUAHAIWEIZIJINFANGHEXIANGGUANZHUTIJINXINGDIZHIYAWUGUANLIHECHUZHITIGONGLEYIXINGDEFANGSHI。

CHANYEHULIANWANGTONGGUOXIYINGELEICANYUZHEYONGRU,ZAIYOUXIAOHUANJIESHUJUFENGBIWENTIDETONGSHI,SHIXIANLEDUIXINGYESHUJUGENGWEIQUANMIANDEJIANCEHEJIANCHA。ZONGHELAIKAN,CHANYEHULIANWANGYUGONGYINGLIANJINRONGXIANGFUXIANGCHENG。GONGYINGLIANJINRONGDAILAIDERONGZIJIAZHISHICHANYEHULIANWANGJIAZHICHUANGZAODEZHIJIETIXIAN,YESHIXIYINCANYUZHEDEGUANJIANYAOSU。LINGYIFANGMIAN, CHANYEHULIANWANGTUIDONGGONGYINGLIANZHONGDEZIJINLIU、XINXILIU、SHANGLIU、WULIUSHUZIHUA,CUSHENGCHUXIAOLVGENGGAO、CHENGBENGENGDI、FUGAIGENGGUANGYIJIKEKAOXINGHEANQUANXINGGENGQIANGDEGONGYINGLIANJINRONGFUWU。

弄潮儿向涛头立:产业互联网+供应链金融实践

XIANJIEDUAN,CHANYEHULIANWANGKUOZHANGDEZHUYAOLUJINGSHI:YIB2BDIANSHANGPINGTAI、XIAOFEIHULIANWANGJUTOU、WULIUQIYEHEGONGYINGLIANGUANLIQIYEWEIDAIBIAODEWAIBUQIYE,CONGJIAOYI、XINXI、WULIUCANGCHUHEJINRONGDENGCHANYEHENGXIANGZENGZHIFUWURUJU,DAOBIQIYENEIBUXINXIHUA。MUQIAN,XINGYEHAIQUEFAZUGOUYOUXIYINLIDESHASHOUJIYINGYONG,WEILAI5GDEFAZHANHUOJIANGWEICHANYEHULIANWANGLIANJIEQIYENEIBUTIGONGQIJI。WEIMIAOSHUCHANYEHULIANWANG+GONGYINGLIANJINRONGSHIJIANFAZHANXIANZHUANG。ZHEYANDANGXIA,BENWENNIXUANZEGANGYINDIANSHANGWEIANLI,ZUOWEISHANGSHIQIYE,QIGONGYINGLIANJINRONGYEWUFAZHANLUJINGYUFAZHANQINGKUANGJIAOWEIQINGXI。

GANGYINDIANSHANGSHIGUONEIDISANFANGGANGTIEDIANZISHANGWUPINGTAI,PINGTAICONGQIYEWAIBULIANJIERUSHOU,ZHUYINGGANGCAIXIANHUOCUOHEJIAOYI(MIANFEIFUWU,BUXINGCHENGSHOURU)HEJISHOUJIAOYI(DAILIJIAOYIFUWU,JIAOYIEZHIJIEJIRUYINGYESHOURU)FUWU。ZAICIJICHUSHANG,PINGTAITONGGUOYUZHANLVEHEZUOHUOBANDEHEZUO,LUXUTUICHUZHIFUJIESUAN、CANGCHU、WULIU、XINXIHEZHISHUDENGZENGZHIFUWU,CHUBUGOUJIANQILELIANJIESHANGXIAYOUHEHENGXIANGFUWUDECHANYEHULIANWANGLUO。2018NIAN,PINGTAILEIJICHENGJIAOLIANGDA6147WANDUN,PINGTAIJIESUANLIANGDA2760WANDUN。JIYUCI,PINGTAISHIXIANLEDUIQIYEYIBUFENSHANGLIU、ZIJINLIU、WULIUJIXINXILIUDEGENZONG,TUICHULE“SUINIYA”、“BANGNICAI”、“RENNIHUA”、“DINGDANRONG”SILEIRONGZICHANPIN。

钢银电商供应链金融产品

WEIKEHUACHANYEHULIANWANGYINGXIANGGONGYINGLIANJINRONGDELUJING,BENWENCANZHAO《PANDINGGONGYINGLIANJINRONGYOULIEDEWUWEIMOXING》,WENZHONGTIJIYINGXIANGGONGYINGLIANJINRONGKAIZHANDEWUWEIYAOSU,BAOKUODACHANYE、RUOSHANGXIAYOU、QIANGKONGZHILI、DICHENGBEN、BIAOZHUNHUA。

  • 在产业方面,钢铁贸易行业零售分销市场中,存在三类供应路径,一是钢材生产商直接面向终端供应;二是大型贸易商直接面向终端供应;三是生产商和大型贸易商通过零售分销网络间接向终端供应,大量中小贸易商依赖该分销网络存活。钢银电商意在替代该线下分销网络,首先通过免费的撮合交易吸引新用户并提高用户留存,此后通过收费的寄售交易,为生产商、贸易商和终端客户(包括终端客户和以中小贸易商为代表的次终端客户)提供全流程的交易、支付、提货、二次结算和开票等服务,通过此方式将产业流转的一部分纳入自身平台之中。该部分市场规模庞大,吸引了钢银电商、找钢网、欧冶云商、卓钢链等众多平台和企业参与。
  • 在上下游方面,以中小贸易商为代表的次终端客户和中小型终端客户,缺乏低成本融资能力。
  • 在控制力方面,平台积累有真实交易数据,并通过与交易集成的物流、仓储和加工等服务进一步丰富了数据,拥有较强的风险控制能力。
  • 在低成本方面,平台通过对风险的有效管控,吸引来低成本资金接入。
  • 在标准化方面,平台从品种、规格、材质等特性对钢材现货进行了分类管理。

ZONGHELAIKAN,CHANYEHULIANWANGDUIGONGYINGLIANJINRONGDEYINGXIANGLUJINGSHI:CHANYEHULIANWANGZHUDAOFANGLIANJIECHANYESHANGXIAYOUZHUTIBINGTIGONGZENGZHIFUWU,DUICHANYEDEYINGXIANGLIZENGQIANG,FENGXIANKONGZHINENGLISUIZHIZENGQIANG,JINERDICHENGBENZIJINJIERU,ZUIZHONGTUIDONGGONGYINGLIANJINRONGYEWUFAZHAN。

GONGYINGLIANJINRONGDUICHANYEHULIANWANGDEYINGXIANGZHIJIEFANYINGZAICHANYEHULIANWANGFUWUTIGONGSHANGSHOURUSHANG(BAOKUOYIGANGYINDIANSHANGWEIDAIBIAODECHANYEHULIANWANGZHUDAOFANG,HEYIZIJINFANG、HEXINQIYEWEIDAIBIAODECHANYEHULIANWANGXIEDIAOFANG),GENJUSHANGHAIGANGLIAN(GANGYINDIANSHANGSHANGSHIMINGCHENG)CAIBAO,QIGONGYINGSHANGFUWUSHOURU(BAOKUOSILEIGONGYINGLIANJINRONGCHANPIN)ZHANBIYOU2016NIANDE13.5%,ZENGZHANGZHI2018NIANDE30.4%。

上海钢联收入构成

未来展望

WEILAI,ZAIGEFANGGONGTONGTUIDONGXIA,CHANYEHULIANWANGZHUBUXIANGQIYENEIBUSHENRU,XIANGSHANGXIAYOUZHONGDUANKUOSAN。GENJUAISENZHEXINGYESHUZIZHUANXINGZHISHU,DANGQIANGEXINGYECUNZAISHUZINENGLIHONGGOU。SHUZIHUAZHUANXINGJIAOHAODEXINGYERUQICHEJILINGBUJIANYIXIYINLEDALIANGCHANYEHULIANWANGFUWUTIGONGSHANGYONGRU,CHANYELIANSHANGQIYEDUIGELEIWAIBUFUWUDEZHANXINGBUDUANZENGQIANG,XINGYEJINRUBILEILUXUXINGCHENG。ZAICUNLIANGJINGZHENGDEBEIJINGXIA,“GONGYINGLIANJINRONGYEWUBUJU”JIANGCHENGWEIXIANYOUJINGZHENGZHEHEXINJINRUZHEXIYINQIYEJIAMENGDEGUANJIANYAOSU,GEFANGGONGYINGLIANJINRONGBUJUJINGZHENGYINGWEIRAOFUGAIDECHANYEGUIMO、KONGZHILI、FANGKUANKEYONGZIJINCHENGBENHECHANPINBIAOZHUNHUAZHANKAI。YUCITONGSHI,SHUZIHUAZHUANXINGJIAOCHADEXINGYEZECUNZAIZHEJUDADEZENGLIANGKONGJIAN,DENGDAICHANYEHULIANWANGFUWUTIGONGSHANGWAJUE。

埃森哲行业数字转型指数


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