有没有自动抢红包的软件

一本财经APP

GUANZHUJINRONGKEJICHUANGXINDELILIANG

一本财经微信公众号

JINRONGKEJILINGYUZUIJUYINGXIANGLIXINMEITI。ZHUANZHUJINRONGKEJILINGYUDIAOCHA、SHENDU、YUANCHUANG、DUJIABAODAO,YIJISHANGYEANLIJIEXI。WOMENBUSHENGCHANSUIPIANHUAXINWEN,ZHICHUPINSHENDUERZHUANYEDEBAODAO——GUANZHUJINRONGKEJICHUANGXINDELILIANG。

智能理财行业众生相:被迫追逐、技术信仰和烧钱游戏

2019-07-15
1131685
分享到

TONGRENGONGZHINENGYIYANG,ZHINENGLICAIXINGYEYEZAIMANMANJICHUZIJIDESHUIFEN,ZHEIMEXIENIANLAIBUJINMANMANTAOTAIDIAOLEBUSHAOJIAOHUNSHUIDE,YELIUXIALEYIPIKAIHUAJIEGUODEPINGTAIHEJIGOU。TAMENSHIZHINENGLICAISAIDAODEJIEDUANXINGSHENGLIZHE,YERENGZAIGEZIDEFAZHANJIEZOULIXIANGZHENZHENGDEZHINENGLICAIKAOLONG。

理财,智能理财,AI,信贷,银行

TUPIANLAIZIWANGLUO

YOUYIGECIJIAO“CAISHANG”,SHISHUOLICAIDEZHISHANG,CAISHANGGAODEYIBANDOUNENGLIHAOCAI,BACAIYUELIYUEDUO。

JINGUANRUCI,99%DERENZAILICAIJUECESHIDOUHUICUNZAIZHEIYANGDEYIWEN:HUASUANMA?ANQUANMA?NENGDADAOWODEYUQIMA?

YOUQUDESHI,ZHEIXIELICAIZHEDECHANGTAIHUAYIWENXIYINDAODEQUESHIYIDAPILICAIJIGOUHEPINGTAIMEN。YIBIANSHIBUZHIDAOZENMELIHAODELICAIZHE,LINGYIBIANSHIJIAOJINNAOZHIYAOBANGLICAIZHELIHAOCAIDEJIGOUHEPINGTAIMEN。

YUSHI,YIPAIJIHEDESHIFASHENGLE,CUCHENGPINGTAIHELICAIZHEDACHENGYIZHIDE“YINYUAN”JIUCIDANSHENGLE,TAJIUSHI“”。GENJUAIRUIWANGLIANHELUJINSUOFABUDE《ZHINENGJINRONG4.0:2019QUANQIUZHINENGLICAIFUWUBAIPISHU》YUCE,DAO2022NIAN,ZHONGGUOZHINENGLICAIFUWUSHICHANGGUIMOJIANGDA7370.5YIYUAN。

TONGYIYANG,ZHINENGLICAIXINGYEYEZAIMANMANJICHUZIJIDESHUIFEN,ZHEIMEXIENIANLAIBUJINMANMANTAOTAIDIAOLEBUSHAOJIAOHUNSHUIDE,YELIUXIALEYIPIKAIHUAJIEGUODEPINGTAIHEJIGOU。TAMENSHIZHINENGLICAISAIDAODEJIEDUANXINGSHENGLIZHE,YERENGZAIGEZIDEFAZHANJIEZOULIXIANGZHENZHENGDEZHINENGLICAIKAOLONG,SHITUZAIZHEICHANGCHIJIUZHUIZHUZHANZHONGXIAODAOZUIHOU。

传统:被迫落后与奋力追赶

XIANXIALICAISHIDAI,CHUANTONGYINXINGYINWEIXIANXIAJIGOUFUGAILVGAO,ZHANJINYOUSHI。

DANXIANSHANGLICAISHIDAIDEDAOLAI,JIHUWANQUANXUEDIAOLEZHEIZHONGYOUSHI,ZHISHIYINXINGZAILICAIRENQUNHONGLIZHENGDUOZHONGZHANGQICHUYUXIAFENG,YIDUBEIBAOBAOLEILICAIMENANZAIDISHANGHENHENDIMOCA。ZAINEIGEFENGKUANGDEHULIANWANGLICAISHIDAI,XIANSHANGLICAISHENZHIYAOBIXIANXIALICAIBIGEYAOGAOBUSHAO。

YUSHI,CHUANTONGYINXINGYIYUECHENGLEBEIPODEZHUIGANZHE,HAOZAIZHINENGLICAIHEXIANSHANGHUAQUSHIDEDAOLAI,WEITAMENQIAOXIANGLEYIJIJINGZHONG。DANHOUZHIHOUJUEBUYIWEIZHESHIBAI,QIZHONGYIXIESHILIQIANGJINGDETOUBUYINXINGKAISHIXIANGZHINENGLICAISAIDAOFAQIPINFANDEZHANLVEBUJU,SHITUBUZUZISHENDEXIANSHANGHEJISHUDUANBAN。

2016NIANDI,ZHAOSHANGYINXINGTUICHU“MOJIEZHITOU”DEZHINENGTOUGUFUWU;2017NIAN,GONGSHANGYINXINGTUICHU“TOU”;2018NIAN,ZHONGGUOYINXINGTUICHU“ZHONGYINHUITOU”……WUYONGZHIYI,ZHEIXIEXIANSHANGZHINENGLICAIFUWUDIGENGDUOHAISHIGAOJINGZHIDEYONGHUQUNTI,JINGUANXIANSHANGFEICHUANTONGYINXINGDEYOUSHISUOZAI,DANTUICHUZHINENGLICAIFUWUYIJINGBIAOMINGLETAMENJIANDINGDETAIDU。

YIGEBUKEHULVEDESHISHISHI,XIANSHANGSHIZHONGSHIZHINENGLICAIDEZHUYAOCHANGJING,ZHEIYESHIYINXINGMENYAOPAICHUWANNAN,CONGERQUDAZAOYITAOJISHUTIXIQUFUWUXIANSHANGZHINENGLICAIXUQIUDEGENBENYUANYIN。

CONGZHUYAOYONGHUQUNKAN,YINXINGSHOUCHUANTONGJINRONGFAZHANJIYINYINGXIANG,QISUOLEIJIDEYONGHUDADUOZICHANSHUEJIAODA,KEHULICAIKEDANJIAJIAOGAO,YINERTUICHUKEKAODEZHINENGLICAIFUWUQISHISHIYIZHONGZIWOJINHUA。ERCONGHULIANWANGPINGTAIDEBIGONGLAIKAN,YINXINGMENZHISUOYIYINGZHETOUPIJINJUNXIANSHANGZHINENGLICAI,GENGSHIWEILELIUZHUZIJIDEYOUZHIKEQUN,BIJINGYIDANLIUSHI,YINXINGHENNANZAIBATAMENLAHUILAI。

DANGRAN,XIANXIAZHINENGLICAICHANGJINGTONGYANGYOUHENDADEJIAZHI,HAOZAIYINXINGBINGMEIYOUWANGJIXIANXIAZHEIYIZHONGYAOZHENDI,DUIYULUJINSUO、TIANTIANJIJINWANGDENGHULIANWANGJINRONGJIGOULAISHUO,PANGDADEXIANXIAWANGDIANSHIYINXINGMENCHAOCHEDEGUANJIAN,GENGSHITAMENJIANSHOUZHUXIANXIAZHENDIDEWEIYIXUANXIANG。

YONGDIRENMEIYOUDEWUQIQUGONGJITAMEN,WANGWANGNENGGOUYOUQIXIAO。PEIHEXIANXIAZHINENGLICAIBUJUZHANLVESHISHIDEGUANJIANSHISHITIZHINENGFUWUJIQIREN,ZUIZAOZAI2014NIAN,LANZHOUYINXINGJIUCHENGLE“DIYIGECHIPANGXIEDEREN”,YINRULEZHINENGJIQIREN“LANLAN”,2016NIAN,GUONEIYINXINGGUAQILEBUJUZHINENGTOUGUJIQIRENDEFENGKOU,ZHENGXIANGZAIMIJIDEXIANXIAQUDAOPUHUO,BUSHAOYINXINGJIECISHIXIANLEZHINENGLICAIDEQUANQUDAOBUJU,LALEYIZHANGZHINENGLICAIDE“WANG”。

DANYINXINGBUJUZHINENGLICAIDEXIONGXINQUEHAISHIBEIJISHUNENGLISISIDIQIANZHILE。MUQIANYINXINGDEZHINENGHUASHUIPING,YOUQISHIZHONGXIAOYINXING,YUHULIANWANGQIYEDESHUIPINGXIANGBIPUBIANCUNZAIMINGXIANDECHAJU。QIZHONGYUANYINBUYANERYU,JISHUTUANDUIYUJISHUBUJUDECHAYIHUASHIZHUYAOYUANYIN。

综合理财平台:技术信仰累积不可复制的数据和经验

YUYINXINGZHANZAIZHIJIEDUILIMIANDE,ZHENGSHIYIZHONGZONGHELICAIPINGTAIMEN,HUOZHECHENGZHIWEIJUYOUQIANGDAKEJIHEHULIANWANGJIYINDEPINGTAIMEN,ZUIJUDAIBIAOXINGDEYOULUJINSUO、JINGDONGJINRONG、DUXIAOMANJINRONGDENGDENG。ZAIZHINENGLICAIDEFAZHANSHISHANG,TAMENSHIZHIZAOGAOCHAOYUBIANGEDEJIAOJIAOZHE,GENGSHITUIDONGZHINENGLICAIXINGYEXIANGQIAN“DAYUEJIN”DEQIANGLITUISHOU。

JISHUXINYANGSHITAMENGONGTONGDEJIYINTEXING。YILUJINSUOWEILI,QILISHUYUZHONGGUOPINGANBAOXIAN,DANSHENGCHUSHIBINGMEIYOUSHEZUHULIANWANGYEWU,ERSHIZAIYINIANHOUDE2012NIANJINJUNXIANSHANGYEWU,KAISHIFUHUAZHINENGLICAIJISHUSHENGTAI。7NIANHOUDEJINTIAN,ZHINENGLICAIJISHUYIJINGCHENGWEILUJINSUOFAZHANDEDIANJI,RANGLUJINSUOCHENGWEILEGUONEIGUIMOZUIDADEXIANSHANGLICAIPINGTAI,ZUOYONG4200WANYONGHU。

ZAIJINNIANWANGJINGSHEFABUDE《2018NIANZHONGGUO“FANDIANSHANG”DUJIAOSHOUSHUJUBAOGAO》ZHONG,LUJINSUOGUZHI394YIMEIYUAN,LIESHUCHAOJIDUJIAOSHOU。QISHILUJINSUOHEBATSHIYOUBENZHIQUBIEDE,YITUOYUPINGANJITUAN,JIBIBATMENGENGDONGJINRONG,QUEYOUBICHUANTONGJINRONGJIGOUGENGDONGKEJI。

XIANRUJINLUJINSUODEZHINENGLICAIJISHULUOJIJIAGOUYIJINGDATONGLESANCENGSHENGTAI,DIYICENGSHIDICENGDE10WANGESHENJINGCHUDIAN(DUANDIANJIQIREN),FUGAIYONGHUCAOZUODEMEIGEHUANJIE,DIERCENGSHIJIYUKYC、KYPDEKYIMOXINGTIXI,MUDESHIYUCEYONGHUDEYITU,DISANCENGSHIJIYUDUANDIANHEKYIDERENGONGZHINENGJIAOHU,YONGYITISHENGYONGHUJIAOHUDETIYAN。

ZHEIYANGDEJISHUJIAGOUQISHIQUJUEYULUJINSUODEPINGTAIXINGZHI,YINWEIPANGDADELICAICHANPINZHONGLEI(CHAOGUO7000ZHI)HEGUIMOJUEDINGLEYONGHUXUYAOQUANZHOUQIHEGEXINGHUADELICAIFUWU,LUJINSUOZHIYOUJINKENENGFUGAIDAOMEIYIGEYONGHUZAIMEIGEJIEDUANDELICAIXUQIU,CAINENGBAOZHENGPINGTAICHANPINYUXUQIUDUIJIEDEXIAOLVZUIDAHUA。

CHENGRAN,DUIYUJISHUDEXINYANGRANGTAMENGOUJIANQIZHINENGJISHUDESHENGTAI,ZHISHIGEZIDUIYUZHINENGLICAIDEZHANLVEBUJUBUTONG。DUXIAOMANJINRONG、JINGDONGJINRONGMENGENGPIANHAOCHANGJING+ZHINENGLICAIDEJIEHE,PIRUYIDIANSHANG、XINLINGSHOUCHANGJINGLIULIANGWEIZHINENGLICAIDAOLIU,ERLUJINSUOMENZEGENGPIANHAOQUANZHOUQI、GEXINGHUADEZHINENGLICAIFUWU,CEZHONGYUFUWUGETIDELICAICHAYIHUAXUQIU。

BUGUOTONGYINXINGXIXIANGBI,LUJINSUOZHEILEIZONGHELICAIPINGTAIZUIDADEYOUSHIHESHENGSHIJIUSHIJISHULEIJI。

JINRILUJINSUOCOOCUIYONGPINGZAIJIESHOUCAIFANGSHIYEBIAODALEDUIYUGEJIGOUZHINENGHUACHAYIDEKANFA:“YIWANGDELICAIGENGDUODESHIJIZHONGZAIXIANXIAWANGDIANDEJICHUSHANG,HENDUOJIAOHUDOUSHIXIANXIADE,ZHEIXIEFUWUJINGYANHEYUYONGHUDEJIAOLIUSHUJU,RUGUOMEIYOUXIANSHANGHUADEJILEIHEYULIAODEJILEI,QISHIHENNANSHIYONGJIQIXUEXI,YEHENNANZAICIJICHUSHANGLEJIEBUTONGLEIXINGKEHUDUICHANPINJIESHOUDEXIGUANHETEDIANSHISHENME。”

XIANRAN,BIQIZHANGQIYIXIANXIAWEIFUWUZHONGXINDEYINXINGMEN,LUJINSUOZHEILEIPINGTAIYONGYOUWUFAFUZHIDESHUJUHEJINGYANJILEI,YINCINENGGOUBUDUANDIEDAIZISHENDEZHINENGHUAJISHU,ERJISHUWEITAMENQUDONGLEYONGHUGUIMODEZHISHUJIZENGDA,ERZHEIYOUHUIFANBUTAMENZHINENGLICAIJISHUTIXIDEJINHUA。

垂直理财平台:AI是头部玩家的烧钱游戏

SHEIYEMEIXIANGDAO,DANGNIANHUOJIDEQUANMINGOUMAICHAOLIUJINGRANSHIBEIBAOBAOLEILICAIDAIQILAIDE。DANNEISHIHOU,TIANTIANJIJINWANGZHEIYANGDECHUIZHILICAIPINGTAI,YIJINGMOMODIFAYULE5、6NIANDESHIJIAN。DUIYUTIANTIANJIJINZHEILEICHUIZHIPINGTAILAISHUO,ZHINENGLICAISIHUSHIYIJIANFEICHANGJIANDANDESHI,ZHIXUYAOWEIYONGHUJIDINGJIJINTOUZIDEZUHEJIKE,YINWEIJIANDANDECHANPINZHONGLEIDUIYUZHINENGJISHUTICHUDEYAOQIUYAOGENGDI。

JIBIANRUCI,JIYUGERENLICAIDECHAYIHUAXUQIU,TEDINGCHANPINZHONGLEIDEZHINENGLICAITUIJIANYIJIUBUSHIYIJIANJIANDANDESHI。2016NIAN,TIANTIANJIJINWANGLIANHESHUJIAJIJINGONGSITUICHULEJIJINZHINENGTOUGUCHANPIN——ZUHEBAO,YIBANGZHUTOUZIZHEZUOCHUGENGYOUDELICAIJUECE,SHIXIANYIJIANGENTOUDENGFUWUGONGNENG。

CHUTIANTIANJIJINWANGZHEIYANGDELAOPAIXUANSHOUWAI,DANJUANJIJINDENGXINXINGCHUIZHILICAIPINGTAIYEZHENGZAICANYUDAOZHEIYANGDEYICHANGJINGSAIZHONGLAI,YIXIYINDAOGENGDUODETOUZIZHEMUGUANG。ERXIANGDANJUANJIJINZHEILEIPINGTAIDEYOUSHIZAIYUQIYOUMUTIXUEQIUWANGDEJUDADAOLIU。

SHISHISHANG,ZAIJIJINCHUIZHISAIDAO,ZHINENGJISHUBIJIAOSHECHI,QIEZAIJIJINTOUZIZHONGDEYINGYONGHAIBUGOUSHENRU,QUNIANJIUYOUYENEIRENSHIRENWEIAIZAIJIJINXINGYEDEYUNYONGHAIZAISHAOQIANJIEDUAN,QIEWANGWANGZHIYOUDAQIYEWANDEQI。TONGSHIYOUYUSHOUDAOCHANPINFUGAILINGYUDEXIANZHI,TIANTIANJIJIN、DANJUANJIJINMENZHEILEIPINGTAIDEYONGHUSHUJUXINXIJILEIXIANGDUIJIAOZHAI。ZHEIWUXINGZHIZHONGJIUDAOZHILETAMENZAIZHINENGLICAIFUWUFANGMIAN,DUIYUYONGHUYUCHANPINDEPIPEINENGLIJIANGSHOUDAOYIDINGDEXIANZHI。

QIBUWAN、YINGYONGQIANSIHUSHICHUIZHILICAIPINGTAIZAIZHINENGLICAISHANGDEPUBIANXIANXIANG,YIFANGMIANZHEIYUJIJINJIGOUBENSHENDEYUNZUOXIGUANYOUGUAN,LINGYIFANGMIANYEYUJIYINZHEILEICHUIZHILICAICHANPINDECAOZUONANDUYOUGUAN。XIANRAN,CHUIZHILICAISAIDAO,ZAIZHINENGLICAIXUQIUSHANG,ZONGTISHANGCHENGXIANCHUSHANGWEIDEDAOJIAOHAOKAIFADETEDIAN。

4.0阶段蓄势待发,供需匹配融合加速

ZAIAIRUIWANGLIANHELUJINSUOFABUDE《ZHINENGLICAI 4.0:2019 QUANQIUZHINENGLICAIFUWUFENJIBAIPISHU》ZHONG,YISHICHANGDIAOYANFENXIWEIJIZHUN,CONGJIAOHUTIYAN、ZHINENGPIPEI、TOUZIZHEJIAOYUSANDAFANGMIAN,MINGQUEDUIZHINENGLICAIDEJIEDUANZUOLEBIAOZHUNHUAFEN。

QIZHONG,1.0JIEDUANPINGTAIDETEZHENGWEIWENTIDIANXUANMOBANSHIZIZHUKEFU、QUEFAGEXINGPIPEI、JICHUTOUZIZHEJIAOYU;2.0JIEDUANPINGTAIDETEZHENGWEICHAXUNSHIJIQIRENKEFU、CUCAODEGEXINGHUAPIPEI、JICHUTOUZIZHEJIAOYU;3.0JIEDUANPINGTAIDETEZHENGWEIYONGHUYITUSHIBIEJIDUOLUNDUIHUA、GEXINGHUAPIPEIJIFENGXIANCUOPEIYUJING、TIXIHUATOUZIZHEJIAOYU。

ZHIDEZHUYIDESHI,BAIPISHUZHICHUMUQIANDUOSHUJIGOUDEZHINENGHUASHUIPINGCHUZAI2.0JIEDUAN,SHAOSHUJIGOUCHUZAI3.0JIEDUAN。JIEHESHANGMIANDEBIAOZHUNKEZHI,GONGXINGDENGYINXINGHETIANTIANJIJINWANGDENGCHUIZHILICAIPINGTAIJIBENCHUYU1.0HE2.0DEJIEDUAN,ERLUJINSUOZHEILEIZONGHELICAIPINGTAIZECHUYU3.0JIEDUAN。XIANRAN,ZHINENGHUASHUIPINGFAZHANZAIGELEIJINRONGJIGOUJIANBINGBUJUNHENG。

BUKEZHIFOU,ZHINENGLICAIJINHUADEHEXINYIRANSHISHIXIANGONGXULIANGDUANDEGAOXIAOJINGZHUNDUIJIE。SHISHISHANG,CONGXIANSHANGHUALICAIDAOZHINENGLICAI,RENMENYUELAIYUEZHUIQIUQINGSONGGAOXIAODELICAIFANGSHI,QIWANGZAIJINGLIYOUXIANDEQINGKUANGXIAJINKENENGDIHUODEGENGDUODESHOUYI。

ERZAIPINGTAIGONGJIDUAN,JILIEJINGZHENGYUMANZUYONGHUXUQIUDEYUWANG,CUSHIPINGTAIBUDUANYIDASHUJUHEQUANMIANDEJINGYANQUDIEDAIZIJIDEZHINENGLICAINENGLI,CONGERYIZUIGAOXIAOHEZUIHESHIDEFANGSHIFUWUHAOLICAIYONGHU。

MUQIANDEQUSHISHI,ZAIZHINENGLICAIQIANJIGEJIEDUANDEPEIYANGXIA,SHIYINGZHINENGHUALICAIMOSHIDEYONGHUGUIMOZHENGZAIBIANDA,YINCIDUIYUZHINENGLICAIDEXUQIUBUDUANPENGZHANG,GONGJIDUANYINCIYEZAIBUDUANKUODACHANPINHEFUWUDEGONGJI。

ZONGDELAISHUO,GONGXUDEBUDUANHUCUHERONGHE,CUISHENGDEBIANSHIJIJIANGDAOLAIDE4.0JIEDUAN,ERJISHUYUJINGYANJIANGCHENGWEIZHEIYIJINJIEGUOCHENGDEYONGHENGQUDONGLI。

推荐文章

ZHENYUNCHUANGTOUHEHUORENZHUXIAOCHENGQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

YINGNUOCHUANGXINKONGJIANCHUANGSHIHEHUORENLIZHANGLINQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

BEIJINGLUOGESHUJUKEJIYOUXIANGONGSIGAOJIFUZONGCAI,LUOGEYANJIUYUANYUANZHANGPENGQILEIQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

LIANHERONGHUIJITUANDONGSHIZHANGYIHUIQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

FAHAIFENGKONGCHUANGSHIRENGAOQIANGQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

var _hmt = _hmt || []; (function() { var hm = document.createElement("script"); hm.src = "https://hm.baidu.com/hm.js?78ebdacae9da971faf025645ab77d367"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(hm, s); })();