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小贷公司洗牌,近一年500家离队,互联网化是不是出路?

2019-07-17
1126864
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YIXIEXIAODAIGONGSIYIJINGJIANGHULIANWANGHUAZUOWEIWEILAIDEYINGLIDIAN。2018NIAN6YUE,GUOHUIXIAODAIHUOXUPIHULIANWANGXIAODAIYEWUSHIDIANZIGE,BINGCHENGGONGCAOZUOYIBIFANGKUAN,ANQISHOUHUILEDAIKUANBENXI。

本次嘉融小贷的股权转让比例为100%,小额贷款,网络小贷,车险分期

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整治风暴下,小贷公司近3年减少900家

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4成新三板小贷公司一季度净利下滑

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洗牌期和分化期来临,互联网化是方向?

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小贷牌照“退热”,仍有资本追逐

XIAODAIGONGSIGUIFANFAZHANDEZHENGCESHANGWEIMINGLANG,DANXIAODAIGONGSIPAIZHAOYIJIUCHUYUZIBENFANGDEZHUSHIZHIZHONG。

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ZHENNISUOZAIDEPINGTAI2016NIANKAISHIZUOZHUDAI。“2017NIANDESHIHOU,GONGSIFEICHANGXIANGYOUYIGEHULIANWANGXIAOEDAIKUANDEPAIZHAO。DANGSHISHOUGOUCHENGBENHAISHIMANBIANYIDE,JIBENDEXIEYIDOUQIANLE,DANSHIYINWEISHOUGOUXUYAOGUDONGCHIGU,ERGUDONGSHISHANGSHIGONGSI,YAOZUOGONGGAOHEHENDUOXIANGYINGDECHENGXU,MEIYOUCAOZUOCHENG,DANGELE。”ZHENNISHUO,2017NIANDIZHUDAIYEWUTINGXIALAI,KAISHIZUOLIULIANGPINGTAI,HAISHIFEICHANGXIWANGYOUHULIANWANGXIAODAIPAIZHAO。DANYIFANGMIANZHENGCEMEIYOUKAIFANG,LINGYIFANGMIANHULIANWANGXIAODAIYEWUZHENGTIDEZHENGCEZOUXIANGYEMEIYOUWANQUANQINGXI,NEIDUANSHIJIANXIAODAISHOUGOUDEZHENGTISHICHANGBIANHUAQIFU。

2017NIANDIZHENGHAOSHI“XIANJINDAI”JIANGUANDEGUANJIANJIEDIAN,YEWUYIDUCHENGWEIJIANGUANCENGMODI、ZHENGZHIDEZHONGDIAN,PAIZHAOJIAZHISHUIZHANGCHUANGAO。BISHI,MOUXIANJINDAIPINGTAICHUANGSHIRENLIUQING(HUAMING)GAOSUJIZHE,ZIJITONGGUOZHONGJIELIANXIWANGLUOXIAODAIPAIZHAOZHUANRANGFANG,DANSHIZAIHUJINZHENGZHIBANJIAOTINGWANGLUOXIAODAIPAIZHAOPISHEDECIRI,YIZHANGWANGLUOXIAOEDAIKUANPAIZHAOBAOJIA6000DUOWANYUAN,HAIYAOFUJIZHONGJIEJIBAIWANDEFUWUFEI。ERCIQIANDE2、3YUEFEN,BUJIAJIZHONGJIEDEFUWUFEI,ZIJIJIECHUDEYIZHANGWANGLUOXIAODAIPAIZHAODEJIAGESHI1000DUOWANYUAN。

ZHENNIRENWEI,NAXIAXIAODAIPAIZHAOBUYIDINGSHIWEILEFANGDAI,YINWEIZHEIYILEIFUWUPINGTAI,BAOKUOTIGONGLIULIANG、ZHUDAI,HENDUOCAOZUOGUOCHENGZHONGHULIANWANGXIAODAIPAIZHAOSHIBEIRENKEDEQIANTI。“BIRUQUJINRITOUTIAOHUOZHEBAIDUMAILIANG,RUGUOYOUHULIANWANGXIAODAIPAIZHAO,QIANDINGXIEYIDENGFANGMIANKENDINGSHUNLIHENDUO。”

CHULEHAIZAISHENQINGKEYICONGSHIXIANSHANGYEWUDEHULIANWANGXIAODAIPAIZHAO,ZHENNISUOZAIDEGONGSIYIJINGCONGXIBUHENANBUSHENGFENSHOUGOULELIANGZHANGQUYUXINGXIAODAIPAIZHAO,DOUZHINENGKAIZHANXIANXIAYEWU。

“SHIMIANSHANGMAIJIAHENSHAOLE”,JIECHUXIAOEDAIKUANPAIZHAOZHUANRANGDEZHONGJIEZHAOJIE(HUAMING)SHUO,MUQIANBEIJINGDEXIAODAIGONGSIZHUANRANGJIAGEBODONGBUDA,1000WANYUAN-1200WANYUANZHIJIAN,QIANDUANSHIJIANYOUGECUNZAIZHAIQUANWENTIDEXIAODAIGONGSI,YAO800DUOWANYUAN。XIANGBIJIAOLAISHUO,BAOXIANJINGJIHEBAOXIANDAILIHAIYAOSHOUGUANZHUYIXIE。

CONGSHIXIANGSIYEWUDEZHOUSIYU(HUAMING)BIAOSHI,ZIJICIQIANJIECHUDEYIJIABEIJINGDIQUDEXIAODAIGONGSIZHUANRANGJIAWEI1500WANYUAN,DANLAIXUNQIUBEIJINGXIAODAIPAIZHAODEBIJIAOSHAO。“WOZHENGZAIJIPENGYOUZHAOQUANGUOSHENGHUICHENGSHIDEXIAODAIGONGSI,HESHIDEDOUNENGYAO,CHULEBEISHANGGUANG”,ZHOUSIYUSHUO,ZIBENFANGXIANGZAIQUANGUOFANWEINEIZUOYEWU,MUQIANXUNQIUPUTONGDEXIAODAIPAIZHAO。

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