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​网贷平台接入央行征信 借款人迎来最严监管

2020-07-09
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YIJINGYOU20DUOJIAWANGDAIPINGTAIJIERUYANGXINGZHENGXIN,WANGDAIJIEKUANRENYINGLAISHISHANGZUIYANJIANGUAN,LAOLAIWUCHUDUNXING。

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MUQIANYANGXINGBANBENDEZHENGXINBAOGAOZHUYAOJILUDESHIJIEKUANRENJIBENXINXI、XINDAIJILU、XINYONGKAJILU、SHEHUIGONGGONGJILU,CHAXUNJILUDENGDENG。XIANGDUIYUYANGXINGBANBENDEZHENGXINBAOGAOLAISHUO,BAIXINGZHENGXINBUJINHANGAILEJIEKUANRENDEJIBENXINXI,XINDAIXINXI,XINYONGKAXINXI,SHEHUIGONGGONGFUWU,XINXICHAXUNJILUDENGDENG,HAIDUIJIELEGONGANSHENFENXINXI,YUNYINGSHANGSHOUJIXINXI,YINXINGKAXINXI,HANGKONGCHUXINGXINXI,TIELUCHUXINGXINXI,SHIXINBEIZHIXINGRENXINXIHEHUJINTAOFEIZHAIXINXIDENG9LEIJINRONGXINXI,BINGYUDITUDIZHIXINXI,DIFANGZHENGWUXINXI,SHENGHUOFUWUXINXIDENG5LEIXINXIDACHENGHEZUOYIXIANG。

YIDANEYITAOFEIZHAI,BEIRENDINGWEISHIXINBEIZHIXINGREN,NEIMEJIEKUANRENJIUYAOCHENGSHOUJUDADEDAIJIA:

查封、冻结支付宝账户,网上冻结、划扣财产——人民法院和金融机构通过网络方式发送电子法律文书,接收金融机构查询、冻结、扣划、处置等的结果数据和电子回执。

不得担任老板、高管——凡因有偿还能力但拒不偿还全部或部分到期债务而被全国各级人民法院列入失信被执行人名单的自然人,不得在全国范围内担任任何公司的法定代表人、董事、监事和高级管理人员。

失信被执行人车辆不能上高速——失信被执行人名下的车辆只要行驶上了高速,就将被现场扣留,由高速执法移交法院处理。

水陆空限制失信被执行人出行——不能买飞机票;不能买列车软卧和轮船二等以上的舱位;坐不了高铁和动车一等座;买不了代步私家车,失信被执行人的水陆空出行都将受阻。

禁止高消费——想住星级以上的宾馆、酒店?想去高尔夫球场等场所任性消费?想去旅游、度假?想向银行申请信用卡和贷款?通通都不行!

子女不许上重点私立学校——一人成失信被执行人,家人也要受牵连!尤其是子女,将无法就读高收费私立学校。

限制炒股、买房、出境——限制老赖炒股、出境及购买不动产等。

养老金可直接划扣——被执行人应得的养老金应当视为被执行人在第三人处的固定收入,属于其责任财产的范围,人民法院有权冻结、划扣。在冻结、划扣前,应当预留被执行人及其所抚养家属必须的生活费用。

最高判刑7年——对人民法院的判决、裁定有能力执行而拒不执行,情节严重的,处三年以下有期徒刑、拘役或者罚金;情节特别严重的,处三年以上七年以下有期徒刑,并处罚金。


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