有没有自动抢红包的软件

一本财经APP

GUANZHUJINRONGKEJICHUANGXINDELILIANG

一本财经微信公众号

JINRONGKEJILINGYUZUIJUYINGXIANGLIXINMEITI。ZHUANZHUJINRONGKEJILINGYUDIAOCHA、SHENDU、YUANCHUANG、DUJIABAODAO,YIJISHANGYEANLIJIEXI。WOMENBUSHENGCHANSUIPIANHUAXINWEN,ZHICHUPINSHENDUERZHUANYEDEBAODAO——GUANZHUJINRONGKEJICHUANGXINDELILIANG。

信用卡玩家疯抢随心飞:狂撸延误险,一趟航班赚8000

2020-10-21
131903
分享到

”WOMENZHISHIHELIHEFAHEGUIDIZUANLELOUDONG。“

0

WEN | JIMU JILUN LINGHE

DANGSUIXINFEIYUSHANGYANWUXIAN,HUIFASHENGZENMEDEHUAXUEFANYING?

ZUIJINJUEQILEYIGEQUANXINDEYANGMAODAJUN,TAMENFENGKUANGQIANGGOUSUIXINFEI,BINGDAPEIHAOYIXILIEYOUYANWUXIANDEXINYONGKA。

TAMENDEMUDE,JIUSHIHAOYANWUXIAN。

TAMENMEITIANDOUZAIDUIHUANJINGCHANGBUZHUNDIANJIPIAO,TUOZHEXINGLIWANGFANGEGECHENGSHIDEHANGZHANLOU,CHIZHUDOUZAIJICHANG。

TAMENDESHOUHUOYEPOFENG,“YITANGWANDIAN6XIAOSHIDEHANGBAN,WOHAOLE8000”。

TAMENMEIYUEDESHOURU“LIANGSANWANSHIZHENGCHANG,DASHENJIBIEDEWANJIA,YIGEYUEHAO10WAN”。

TAMENBUJUEDEZIJISHIPIANBAO,“WOMENZHISHIHELIHEFAHEGUIDIZUANLELOUDONG”。

ZHENGGEQUNTIZHENGZAIZHUJIANZHUANGDA,TAMENRENWEI,ZHEITIAOCHANYELIANDEKUANGCHAO,CAIGANGGANGKAISHI……

01 随心飞

今年航空公司最大的自救方案,就是推出“随心飞”。

CHENGKEKEYIZAIYIDINGSHIJIANHETIAOJIANXIA,BUXIANCIHUANGAIHANGKONGGONGSIDEJIPIAO。

DUIYUJINNIANCANDANDEHANGKONGXINGYELAISHUO,ZHEIWUYISHIHUILONGXIANJINLIUDEDASHAQI。

JIHUSUOYOUDESUIXINFEICHANPIN,DOUSHISHUNJIANQIANGGUANG。

9YUE28RI,HAIHANGJITUANTUICHULESHOUJIA4999YUANDESUIXINFEI,SHOUPI3WANTAO,YISHANGXIANJIFENZHONGQIANGGUANG。

1

WANGYOUDIAOKAN,“QIANGSUIXINFEIJIUSHIPINSHOUSU”。

随心飞这个产品真的是深得人心,才会如此抢手吗?

“QISHIHENDAYIBUFENDESUIXINFEI,SHIBEIWOMENQIANGZOULE。”ZISHENYANGMAODANGYUJUNDAOCHULEQIZHONG“AOMI”。

TAZUJIANLEYIGESUIXINFEIDEYANGMAOQUN,LIMIANYOUJISHIWEIHETAYIYANGDEYONGHU——TAMENDOUBUZHIGOUMAILEYIJIAHANGKONGGONGSIDESUIXINFEI。

TAMENKEBUSHIXUYAOJINGCHANGZUOFEIJIDELVYOUDARENHUOSHANGWURENSHI,TAMENDADUOSHIXINYONGKAWANJIA,HUOZHEZISHENYANGMAODANG。

他们买随心飞的目的,是薅延误险。

ZAIGUOQU,YIZHIJIUCUNZAIYIGEHAOYANWUXIANDEQUNTI。

TAMENZHUANMENTIAOZHUNDIANLVHENDIDEHANGBAN,RANHOUGOUMAIDUOTAOYANWUXIAN,ZUODENGHANGBANYANWU。

过去,一些小航空公司的航班,常常成为重灾区。

“YIXIEHANGBANDEZHUNDIANLV,ZHIYOU20%DUO,ZHEIXIEDOUSHIWOMENCHANGCHANGXIASHOUDEHANGBAN,YIGEHANGBANDEYANWUXIANJIAQILAI,NENGPEIJIQIANYUAN。”YUJUNTOULU。

2

MOUDIQUHANGKONGGONGSIDEHANGBAN,ZHUNDIANLVZHIYOU20%DUO

DANYANGMAODANGDEFENGXIANYEBUXIAO,YINWEIMEICIMAIJIPIAO,TAMENDOUYAOHUAZHENJINBAIYIN。

YUJUNJIANGHAOYANWUXIAN,CHENGWEIDUBOYOUXI,“JIUSHIHEBAOXIANGONGSIDUIDU”——YINGLE,ZHUANYANWUXIAN;SHULE,JIPIAOKUIJINQU。

YIXIEJINGYANBUZUDEYANGMAODANG,JINGCHANGDUSHU,XUEBENWUGUI。

但随心飞的出现,让这个群体欣喜若狂。

YINWEIZHIYAOMAILESUIXINFEI,JIUKEYIBUXIANCISHUHUANJIPIAO,TAMENJIUJIANGHAOYANWUXIANDECHENGBENJIANGLEXIALAI。

ZHEIJIUBUZAISHIYIGEDUIDUYOUXI,ERBIANCHENGLEJIHUWENYINGDEYOUXI。

TAMENJIANGQICHENGWEI“WANMEIDELOUDONG”。

于是,地下开始出现一条完整的“随心飞薅延误险”产业链……

02 延误险

薅延误险第一步,选航班。

YUJUNTONGGUOGEZHONGAPPCHAKANQUANGUOHANGBAN,“ZHUANMENTIAOZHUNDIANLVDIDECHENGSHI,HUANSUIXINFEIDEJIPIAO”。

ZHEIHEYUANLAICHUNHAOYANWUXIANDESHIHOUDELUOJIBUTONG,GUOQUTAMENHUIDINGZHEXIAOHANGKONGGONGSIDEHANGBAN。

DANXIANZAISUIXINFEIZHINENGHUANZHIDINGDEHANGKONGGONGSI,YINCI,TAMENKAISHIDINGSHANGLECHENGSHI。

3

FEICHANGZHUNGONGBUDESHUJU,HENDUOCHENGSHIDEZHUNDIANLVZAI60%ZUOYOU

“ZHIYAOCHENGSHIDEZHUNDIANLVZAI50%ZHIXIA,WOMENJIUYOUYIBANYISHANGDESHENGLV。”YUJUNCHENG。

LIRU,JIUZHAIGOUFUJINDEJIUZHAIHUANGLONGJICHANG,JIANCHENGJIUHUANGJICHANG,YENEIXICHENG“SHIFEIJIUHUANG”。

ZHEILIYIDUBEIHAOYANWUXIANDETUANDUIDINGSHANG。

DANGRANZHEIYOUYIXIEKEGUANYUANYIN,JIUZHAIGOUDEQIXIANGHUANJINGFUZA,YOUSHIHOUHANGBANHUIBEIPOYANWU。

ERTONGGUOHANGLVZONGHENGCHAXUN,JIUHUANGJICHANGJIN30TIANDEZHUNDIANLVSHI72.5%。

4

薅延误险第二步,寻找合适的延误险产品。

现在提供延误险最核心的玩家,其实是信用卡。

HENDUOYINXING,DOUZAIZIJIDEXINYONGKAQUANYIZHONG,JIASHANGLEYANWUXIAN。

DADUOSHUXINYONGKADEPEIFUJINEZAI200DAO600YUANZHIJIAN,DANYIXIEGAODUANXINYONGKA,YANWUXIANDEPEIFUJIGAO。

BIRUMINSHENGYINXINGDEHAOHUABAI、WUXIAN、ZUANSHI、BAIFUZHANGBAIJINHEIJINDENGXINYONGKA,ZHIYAOYANWU2XIAOSHI,JIUDINGEPEIFU1000,RUGUOCHAOGUO4XIAOSHI,JINEZEDADAOLE2000。

5

ERPINGANYINXINGDELIDUGENGDA,BIAOZHUNBAIXINYONGKA,ZHIYAOYANWU2XIAOSHI,JIUKEYIPEI2000。

很多薅延误险的羊毛党,手里都握有大量的延误险信用卡。

“WOSHOULIYOU20ZHANGXINYONGKA,GUANGSHIGUANGDAYINXING,JIUKEYIBANCHULAI5ZHANGDAIYOUYANWUXIANDEXINYONGKA。”YUJUNCHENG。

YIBANLAISHUO,YUEGAODUANDEXINYONGKA,YANWUXIANDEPEIFUYUEGAO。

DANZHEIXIEXINYONGKAHUOQUDEMENJIANYEHENGAO。

BIRU,MINSHENGYINXINGJINGYINGBAIJINKAZIDAIYINIANBACILIPEICISHUDEYANWUXIAN,HANGBANQUXIAOPEIFU200YUAN/CI,HANGBANYANWUMAN2XIAOSHIPEIFU1000YUAN,HANGBANYANWUMAN4XIAOSHIPEIFU2000YUAN。

DANZHEIZHANGKADENIANFEI,YEGAODA1800YUAN。

RUGUOYONGJIFENDIKOUNIANFEI,ZEXUYAO20WANJIFEN。ZHEIYIWEIZHE,TABIXUMEINIANXIAOFEI20WANRENMINBI,CAINENGMIANNIANFEI。

所以有些羊毛党,还会配合一些金融科技平台联名推出的信用卡。

ZHEIXIEXINYONGKADESHENQINGMENJIAN,ZEXIANGDUIBIJIAODI。

ERLINGYIWEIZISHENWANJIAZOUKAI,JIUBANLEYIXIEXIAOMILIANMINGXINYONGKA。

6

CHULEXINYONGKA,HAIYOUHENDUOPINGTAIKEYIDANDUGOUMAIYANWUXIAN。

“SHIJIKUAIQIANDECHENGBEN,PEIFU600YUAN,YETEBIEXIANG。”ZOUKAICHENG。

TONGCHANGTAMENDEWANFA,JIUSHIDUOZHANGXINYONGKADEYANWUXIANQUANYI,ZAIPEIHEYIXIELINGSHOUDEYANWUXIAN。

这相互搭配,其中还有很多窍门。

YOUDEYINXINGGUIDING,BIXUYONGXINYONGKAGOUMAISUIXINFEI,HANGBANYANWUCAINENGPEIFU,PIRUMINSHENGYINXING。

YOUDEYINXINGGUIDING,SHIYONGXINYONGKAGOUMAIJIPIAO,JIUKEPEIFU。

DANYINWEISUIXINFEIBUXUYAOZAIGOUMAIJIPIAO,NEIZENMEBANNI?

“ZHIXUYAOYONGXINYONGKAZHIFULEJIPIAODESHUIFEI,JIUNENGPEIFU。”YUJUNCHENG。

DANGRAN,TAMENZUIXIHUANYOUXIEYINXINGDEXINYONGKA,ZHIYAOBENRENCHENGZUOHANGBANJIKEPEIFU。

一套合理的延误险搭配,是致胜的关键。

03 坐飞机

选好了航班,搭配好了延误险,他们接下来需要做的,就是没日没夜地坐飞机。

“WOJIBENSHANGYITIANZUOYIGEHANGBAN。”YUJUNCHENG。

ERZOUKAIDEQINGKUANG,YEJIBENXIANGSI,YIDAOLIANGTIANZUOYITANGHANGBAN。

7

“WOMENBIXUQUZUOFEIJI,NADAODENGJIPAI,FEIJIYANWUHOU,AIGEJIBAOXIANGONGSIDADIANHUA,SHENQINGYANWUXIAN。”YUJUNCHENG,DANRUGUOBUQUZUOFEIJI,ZEKENENGBEIRENDINGWEI“PIANBAO”。

WEILEYINGFUZHEIZHONGTIANTIANBENBODESHENGHUO,YUJUNDAIZHEYIGEDAXINGLIXIANG,LAIHUICHUANSUOZAIGEGEJICHANG。

YOUSHIHOUWEILEJIESHENGSHIJIANHECHENGBEN,TASHENZHIDOUCHIZHUDOUZAIJICHANG,“XIANGZILIHAIFANGLEYIGEDASHUIDAI。”

YIXIEJICHANGDEGONGZUORENYUANSHENZHIDOUYIJINGRENSHITALE,“ZENMELAOSHICHUCHA?”

ERTIANTIANSHENQINGPEIFUYANWUXIANDEZOUKAI,YIJINGHEGEDABAOXIANGONGSIDELIPEIRENYUANSHULUOLE。

8

“NINYOUSHUANGRUOZHUIBAOANLEMA?”ZOUKAIMIANDUIZHEIYANGDEQINGKUANG,YIQINGCHESHULU。

XIANZAIBAOXIANGONGSIDELIPEIGUOCHENG,YIJIBENDIANZIHUA,BIRU,HENDUOYANWUXIANBUXUYAOJIXINGCHENGDAN,ZHIXUYAOSHANGCHUANDENGJIPAIZHAOPIAN、DINGDANJIETU。

YINCI,YANGMAODANGJIUKEYITONGSHISHENQINGDUOGEYANWUXIANPEIFU。

这样一个航班能赚多少钱?

ZOUKAI9YUECHENGZUODEYITANGHANGBAN,YANWULE6GEXIAOSHI,TAZONGGONGSHENQINGDAO8000YUANDEPEICHANG。

9

YIWEIYANGMAODANGYEYINWEIHANGBANQUXIAO,ERHUODELELIANGBI4000YUANPEIFUJIN。

10

“YIGEYANWUHANGBAN,HUODE2000DUODEPEICHANG,SHIWOMENZHEIYIXINGDEJIBENSUYANG。”YUJUNCHENG,TAYIGEYUEDAGAIZUO20DUOTANGHANGBAN,“DAGAIYOU10GEHANGBANYANWU,YIGEYUEDEDESHOURUDAGAISHI3WANZUOYOU”。

ERXINGYEZHONGHAIYOUBUSHAODASHEN,TAMENPANDUANYIDINGHUIYANWUDEHANGBAN,HAIHUIYONGXINYONGKADEZHUFUKA,GOUMAILIANGZHANGJIPIAO,“WEILEHUODESHUANGBEIPEICHANG”。

余军认为自己还不是顶级玩家,“我们圈内,还有一个月薅10万的”。

一个随心飞的价格是5000以下,“基本一单就回本”。

ZHEIGEYANGMAODANGQUNTIYOUDUODA?

YUJUNCHENG,ZUIKAISHIZHEIZHISHIXIAOFANWEIDECHUANBO,ZHUYAOHAISHIHAOYANWUXIANNEIBANGREN。

DANSUIXINFEICHUXIANHOU,“FAXIANZHEIGELOUDONGDERENYUELAIYUEDUO,YIXINGCHENGLEYIGEQUANXINDEQUNTI”。

ERZOUKAISHENZHIKAISHIGONGKAISHOUTU,JIAONAJIQIANXUEFEIZHIHOU,JIUKEYIGENZHETAGAN,“YIJINGDAILE4GETUDI。”

DANYUJUNDANYOU,ZHEIGEQUNTIKUOZHANTAIKUAI,HUIBEIBAOXIANGONGSI、XINYONGKA、HANGKONGGONGSIDINGSHANG,HOUMIANHUIYUELAIYUENAN。

04 骗保?

银行已经注意到了。

YOUYINXINGKEFUBIAOSHI,MUQIANYANWUXIANYIBUZAIPEIFUSUIXINFEITAOCAN。

LIRU,PINGANYINXINGXINYONGKAZHONGXINJIUZAIJINNIAN8YUEFABUGONGGAO,XUANBUDUISUIXINFEILEICHANPINDEYANWUXIANCELVEJINXINGDIAOZHENG,ZAISUIXINFEIYOUXIAOQINEI,YIWEICHIKARENZUIDUOHUODE3CIYANWUXIANPEIFU。

11

保险公司也注意到了。

CIQIAN,NANJINGJINGFANGJIUZHUAHUOLEYIWEILIYONGYANWUXIANHUOLIDENVZILIMOU。LIMOUZI2015NIANLAI,TONGGUOYUCETIANQIDENGFANGSHI,HUODE900CIFEIJIYANWUBUCHANG,GONGJI300DUOWANYUAN。

YOUWANGYOUZHIYILIMOUXINGWEIBINGBUWEIFA,DANJINGFANGCHENG,LIMOUSHIYONGLEQINQIPENGYOUDESHENFENXINXIGOUPIAO,BINGQIESHEXIANWEIZAOYANWUZHENGMING,YINCIGOUCHENGPIANBAO。

因此,余军他们的玩法,非常谨慎。

TAMENZIJIGOUMAIJIPIAO,ZIJICHENGZUOFEIJI,ZIJISHENQINGPEICHANG。

“保险不就是对赌?他们赢了就收我们的钱,输了就掀桌子?哪有这个道理。”邹凯认为,自己的行为不算骗保,都是合理地利用漏洞。

ZHONGGUOSHEKEYUANBAOXIANYUJINGJIFAZHANYANJIUZHONGXINFUZHURENWANGXIANGNANZHICHU,HANGYANXIANDELIANGGETEDIANSHIDECHANPINYOUTIANRANDE“LOUDONG”,RONGYIYOUFA“TOUJI”。

YISHIBEIBAOXIANRENDESHIJISUNSHIMEIYOUTONGYIBIAOZHUN,ERYANWUXIANYOUBIJIAOJIANDANCUBAO,DOUSHIPEIYIYANGDEQIAN。

ERSHIXIANZAIHENDUOHANGKONGYANWUDEQINGKUANG,DOUNENGTONGGUOYIXIEAPPCHADAO,DAOZHIYANGMAODANGHENZHANXINXIYOUSHI。

12

“ZHEIGEQUNTIZHENGZAIZHUANGDA,SUOYINIFAXIANSUIXINFEIYUELAIYUENANQIANGLE,HENDUODOUSHIBEIWOMENQIANGZOUDE。”YUJUNCHENG。

ZHEIGEQUNTIZUIZHONGNENGHAODUOJIU?NENGFAZHANDEDUODA?

YUJUNRENWEI,ZHEICAISHIGANGGANGKAISHI。

“YINWEIBAOXIAN、YINXINGXINYONGKAJIASHANGHANGKONGGONGSI,ZHEISANFANGDELIYITIDOUSHIZUGEDE,GEZIWEIZHAN,TAMENWANQUANLIANHEHEDATONG,HAIYOUYIGEMANZHANGDEMOHEQI,NEISHIHOU,WOMENZAOJIUZHUANDEPENMANBOMANLE。”

*WENZHONGSHOUFANGZHEWEIHUAMING。

推荐文章

ZHENYUNCHUANGTOUHEHUORENZHUXIAOCHENGQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

YINGNUOCHUANGXINKONGJIANCHUANGSHIHEHUORENLIZHANGLINQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

BEIJINGLUOGESHUJUKEJIYOUXIANGONGSIGAOJIFUZONGCAI,LUOGEYANJIUYUANYUANZHANGPENGQILEIQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

LIANHERONGHUIJITUANDONGSHIZHANGYIHUIQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

FAHAIFENGKONGCHUANGSHIRENGAOQIANGQUERENCHUXI“2020QINGDAOXINJINRONGCHANYEGAOFENGLUNTAN”

var _hmt = _hmt || []; (function() { var hm = document.createElement("script"); hm.src = "https://hm.baidu.com/hm.js?78ebdacae9da971faf025645ab77d367"; var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(hm, s); })();