有没有自动抢红包的软件

一本财经APP

GUANZHUJINRONGKEJICHUANGXINDELILIANG

一本财经微信公众号

JINRONGKEJILINGYUZUIJUYINGXIANGLIXINMEITI。ZHUANZHUJINRONGKEJILINGYUDIAOCHA、SHENDU、YUANCHUANG、DUJIABAODAO,YIJISHANGYEANLIJIEXI。WOMENBUSHENGCHANSUIPIANHUAXINWEN,ZHICHUPINSHENDUERZHUANYEDEBAODAO——GUANZHUJINRONGKEJICHUANGXINDELILIANG。

一家城商行,悄悄停掉了所有「联合贷」...

2020-11-02
98866
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HEJIEBEI、JINTIAO、DUXIAOMANSHUOZAIJIAN。

作者 | 小慧吖

GUOQUZHEIXIENIAN,ZAICHUANTONGDAXINGJIYAXIAJIANNANSHENGCUNDECHENGSHANGXINGMEN,RUGUOBUSHIGANSHANGLEHULIANWANGJINRONGDABAOFA,DAGAIHENNANPENGDAOXIANGLIANHEDAIZHEIME“XIANG”DEXIANGMU。

WEILIDAI、MAYIHUABEIDENGYIXILIEHUJINJUTOULIANHEDAICHANPINDEJUEQI,JILEZHONGDUOZHENGCHOUZHAOBUDAOCHULUDEZHONGXIAOYINXINGYITIAOCHULU。

JIUXIANGSHUBAIJIAYINXINGSUOJINGLIGUODELIANHEDAIYEWUYIYANG,XITONGJIEHAO、YEWUSHANGXIAN,JIEXIALAIJIUZUODENGYIRIQIANLIDESHUJUBAOFA。

DANSUIZHESHIJIANYUEZHANG,ZHEIDAOZHONGXIAOYINXINGMIANQIANMEIWEIDE“ZHENXIU”BEIHOU,NEIXIEBEIJUTOUXIAOYINGYANZANGDEYINYOUZHENGZAIZHUJIANTUXIAN。

ZHONGYUYOURENFAXIANLEWENTI。

JINNIAN5-6YUE,YIJIASHANDONGDIQUDECHENGSHANGXING(YIXIAJIANCHENG:XXING)GUODUANTINGDIAOLEYUSUOYOUHULIANWANGJUTOUDELIANHEDAIYEWUHEZUO。YUANYINSHILIANHEDAIZICHANDEFENGXIANSHANGSHENGGUOKUAI,CHAOGUOLETAMENTUANDUIDEXINLIYUQI。

YINXINGJUEXING,GENJUTOUMENDELIANHEDAI,CONGLAIWURENDOUDI。

ERDANGJUTOUDESHOURUCHENGYA,TAMENDEDONGLILAIZIYUBALIULIANGJINKENENGDUODIFENFAJIGEZHONGHEZUOJIGOU,YEBINGBUHUIWEINEI1%DECHUZIQUMAI100%DEDAN,SHUODAODI,FENGXIANFANGKONGZHEIJIANSHI,CONGTOUDAOWEIDOUZHINENGKAOYINXINGZIJI。

DANTAIDUOREN,BEIXUHUANDEPINPAIANQUANGANHEDUANQIHAOKANDEBAOBIAOSHUJUMIHUOLE。

HULIANWANGJINRONGYUEGUOGAOGUANGSHIKEZHIHOU,LIANHEDAIJICHENGSHANGXINGMENDAILAILELINGHUNYIWEN:ZHEIJIUJINGSHIJIUMINGLIANGYAO,HAISHITIANMIZHIDU?

JINTIAN,ZHEIJIAYINXINGDELIANHEDAIJINGLIKENENGHUIRANGDAANGENGQINGXI。

联合贷风险上升,疫情不背这个锅

2018NIAN9YUE,SHANGWENSUOSHUOZHEIJIACHENGSHANGXINGKAIQILELIANHEDAIZHILU,DUIJIELEDIYIJIALIANHEDAICHANPIN——MAYIJIEBEI,BISHIMAYIHEXXINGZAILIANHEDAIKUANYEWUZHONGDECHUZIBILIWEI5%:95%,MAYIXUYAOXIANGYINXINGSHOUQU30%DEJISHUFUWUFEI。

SUIHOU,XXINGYOUHEZUOLEJINGDONGBAITIAOHEBAIDUYOUQIANHUALIANGGECHANPIN。

DIYINIAN,GAIXINGLIANHEDAIYEWUSUIRANZHISHANGXIANLELIANGGEYUE,DANDAOLENIANMO,YILEIJIFANGKUANCHAOGUO5YIYUAN,YEWUYUEZHANGAIXINGZHENGTIWANGDAIYUEDECHAOGUO90%。

LIANHEDAIKUANZHANBIGAOZHICI,DANPIAOLIANGDESHUJUXIA,TAMENBINGWEIFAJUEWENTI。

DIYINIANDEHUAIZHANGBIAOXIANHAIWEIXIANXIAN,HOUQIBULIANGLVWEICHIZAI0.1%YIXIA。

JINGUAN2018NIANYINXINGYELINGSHOUZHUANXINGMINGXIANTISU,DANYUXXINGLEISI,DABUFENCHENGSHANGXING,YIJIUWEISHANGXIANZIYINGXIAOFEIDAICHANPIN。

ZIJIN、RENCAI、CHANGJINGDENGGUYOUDUANBANBINGBUNENGZAIDUANQINEIDEDAOJIEJUE,CONGXITONGDAJIANDAOYEWUTUIGUANGDELIUCHENGYEBUJINJINSHIJIGERENDELINGSHOUJINRONGBUMENJIKEWANCHENG。

XIANGBIZHIXIA,LIANHEDAIZHEIGEDANGAOZHENDETAIYOURENLE。

TONGGUOYUHULIANWANGJUTOUHEZUO,ZHONGXIAOYINXINGBINGBUXUYAOTOURUGUODUODEJINGLIHERENLI,YIKEYISHIBEIBAIBEIDIZUODALINGSHOUDAIKUANGUIMO。ZHEIYINIAN,DALIANGDECHENGSHANGXINGYONGYUECANYUYUJIEBEI、JINTIAO、WEILIDAIDENGCHANPINDELIANHEDAIHEZUO,YINIANYUEJIZENGSHANGBAIYIDEBUZAISHAOSHU。

BIRU,JUMEITIBAODAO,ZHONGYUANYINXINGZAI2018NIANYILAIJIADAXIAOFEIDAIKUANTOUFANGLIDU,TONGGUO“CHANGJING+KEHU+JIAOYI”DEMOSHI,ZENGQIANGPILIANGHUOKENENGLI;BINGYUWEIZHONGYINXINGHEZUOFAFANG“WEILIDAI”HE“WEICHEDAI”XIANSHANGCHANPIN。JIEZHI2018NIANMO,ZHONGYUANYINXINGXIANSHANGDAIKUANYUEWEI417.36YIYUAN,JIAONIANCHUZENGJIA258.07YIYUAN。

RUGUOSHUOBATJDAIDONGLEYIDONGHULIANWANGDEFAZHAN,NEIMEJUTOUDEHULIANWANGXIANJINDAICHANPIN,ZAIYIDINGCHENGDUSHANGYEKEYILIJIEWEIJIASULEYINXING,YOUQISHICHENGNONGSHANGXINGZAILINGSHOUZHUANXINGZHONGDEBUFA。

HULIANWANGJUTOUDUIYONGHUDELIJIE,DUILIULIANGDEBAKONGHAOWUYIWENSHIYIBANCHUANTONGJINRONGJIGOUWUFAPIDIDE。

DANZAIXINDAIYEWUZHEIXIANGTESHUDEFUWUZHONG,TONGGUOHULIANWANGJUTOUSHUYISHENZHICHAOSHIYIYONGHUBEIHOUDESHEJIAOXINGWEI、XIAOFEIXINGWEI、GOUWUXIHAODENGDASHUJUFENXILAIZUODEFENGKONG,XIAOGUONENGFOUDADAOZUIJIA,RENGRANXUYAODAGEWENHAO……

CENGJING,XINWANGYINXINGFUXINGZHANGLIUBOZAIQIWENZHONGFENXI——

“DANGZHENGGESHICHANGDOUZAITANLUNDASHUJUFENGKONG,DOUZAICHUIPENGJIQIXUEXISHI,WEIJIYIJINGQIAORANERZHI。”“YOUYUSHUJUBENSHENJUBEIFUZAGUANLIANXING,SHUJUCHENGXIANDEBEIHOUYOUYOUGENGDUODEYUANYIN,SHUJUBENSHENJIUHUI‘PIANREN’。”

WANQUANYIKAOHULIANWANGJUTOUDEDASHUJUFENGKONGDANGRANHAIBUGOU。

XXINGNEIBURENSHIGAOSUXINLIUCAIJING,CONG2019NIAN11YUEKAISHI,GAIXINGDELIANHEDAICHANPINFENGXIANJIUKAISHICHUXIANTAITOUQUSHI。

MAYIJIEBEI2019NIAN12YUEBULIANGLVYICHAOGUO0.1%;HUABEISHANGXIANJIAOWANWUBIAOXIAN;

JINGDONGJINTIAO2019NIAN12YUEBULIANGLVYEYICHAOGUO0.1%;

ZHEIERZHESHUJU,YUQIANWENTIDAODESHUJUXIANGBI,BIANHUAMINGXIAN。

BAIDUYOUQIANHUAWUJIAODABIANDONG。GAIRENSHIFENXI:YISHIYIBUFENZICHANDUXIAOMANHUIHUIGOU,ERSHIDUXIAOMANDEKEQUNPINGJUNZHOUQIJIAOZHANG,XIANGDUILAISHUOHAIKUANYALIJIAOXIAO,YUQIGAILVJIAODI;SANSHISHIJISHANGBAIDUYOUQIANHUAZAOQIZHENGTIDEDEZICHANBIAOXIANBINGBUCHUSE,HOUQIFENGKONGYANGESHOUJIN。

ERQIE,YIQINGJUEBUSHIDAOZHIBULIANGLVSHANGSHENGDEZHUYIN,ZHEIGEGUOYIQINGBUNENGBEI。

GAIYINXINGRENSHIFENXI,YIQINGZHISHIJIASULEFENGXIANBIAOXIANSUDU,DANSHIHUIPANXINZENGBULIANGDEQUSHI,MINGXIANSHICONG2019NIAN11YUEKAISHISHANGSHENGDE,YINCIBUPAICHUCILEILIANHEDAICHANPINFENGXIANSHANGSHENGSHIHEHONGGUANJINGJIHUANJINGEHUAYOUXIANGGUAN;

ZHIYUKEQUNSHIFOUXIACHEN,GAIYINXINGPANDUANKEQUNXIACHENDAGAILVSHIZAI2018NIANZHI2019NIANCHUJINXINGDE,YINWEI2019NIAN1JIDUHOU,GAIYINXINGJIEBEIJIHUMEIYOUXINZENGKEQUN,QUANBUSHICHUSHITUISONGDEJIWANGEKEHUBUDUANDINEIXUNHUAN,YINWEIZHIQIANDEKEQUNXIACHEN,MENJIANDEJIANGDI,ZAIYUDAOHONGGUANJINGJIBODONG、YIQINGDEFUMIANYINSUDEYINGXIANGSHI,YOUZHEMINGXIANDEZICHANZHILIANGDEXIAJIANG。

DANGFENGXIANYIJINGMINGXIANSHANGSHENGSHI,YINXINGDAODIGAIBUGAIFANGQIZHEIKUAICENGJINGHEN“XIANG”DEDANGAO?

XXINGZUOLEYIGEGUODUANDEJUEDING——JINNIAN5YUE,TAMENTINGDIAOLEYUJINGDONGJINTIAODEHEZUO,6YUEYOULUXUTINGDIAOMAYIJIEBEI、BAIDUYOUQIANHUADEHEZUO。

JICHACHECHANSHENGLEXIAOGUO。JIEZHI2020NIAN9YUE,GAIXINGLIANHEDAIYUEJIN10YIYUANZUOYOU,ZHANXINGNEIXIAOFEIDAIDEYUE10%。

ERZAIDIANFENGSHIQI,2019NIANMO,GAIXINGLIANHEDAIYEWULEIJIFANGKUANJIN200YIYUAN,YUECHAOGUO50YIYUAN,YUEZHANXIAOFEIDAIBILICHAOGUOLE30%,ZHANXINGNEIWANGDAIYUEDEYIBANYISHANG。

联合贷之痛

YIXXINGYUJIEBEIDEHEZUOWEILI,WOMENFUPANDANGQIANZHONGXIAOYINXINGYUJUTOUXIANJINDAICHANPINZHIJIANDELIANHEDAIHEZUOMOSHI,BUNANFAXIANJIGETONGDIAN——

SHOUXIANZHUYAOZIJINYOUYINXINGCHENGDAN,MOUXIEHUJINJUTOUCHUZIBILIJIXIAO,SHENZHIBUDAO1%DEZIJIN,QUEYAOFENZOUDUIKE35%ZUOYOUDELIRUN。

CHENGRAN,JUTOUZAIQIZHONGTIGONGLEYINGXIAOHUOKE、FENGKONGFUWU、QITAJISHUFUWU,DANSHIJUTOUBINGBUHUIWEIZHENGTIFENGXIANDOUDI。

LIANHEDAIMOSHIZHONG,RUGUOMEIYOUYINRUBAOXIANHUOZHERONGZIDANBAODENGZENGXINCUOSHI,YONGHUCHUXIANLEBULIANG,JUTOUHUIPEIHECUISHOU,DANDANGZHEIBIZICHANCHUXIANHUAIZHANGSHI,ZUIZHONGDECHENGDANZHEQUESHIYINXINGZISHEN。

YONGBAIHUALAISHUO,ZHEIGEYEWU,RUGUOZICHANBIAOXIANLIANGHAO,JUTOUHUIFENZOUBUSHAOLIRUN,RUGUOZICHANBIAOXIANCHA,HUAIZHANGYOUYINXINGZIJIBEI。

DANZHEIYIDIAN,ZAIHULIANWANGJUTOUDEJUTOUXIAOYINGXIA,WANGWANGBEIHEZUOYINXINGHUSHILE,GENGYUANYIXUANZEZAIFENGKONGSHANGXIANGXIN“PINPAIDELILIANG”。

CICHUXUYAOTIDAODESHI,DUIYUYOUFENGKONGSHILI、KEJINENGLIDETOUBUYINXINGERYAN,JIBIANYUHULIANWANGJUTOUHEZUO,ZUIZHONGHEXINFENGKONGHUIZIJIBAGUAN,RUCI,JUTIFENGXIANBIAOXIANJIUYUZISHENFENGKONGGUAGOU。

DUIYUFENGKONGSHILIJIAORUODEZHONGXIAOYINXING,SHIJISHANGZAILIANHEDAIKUANYEWUZHONG,ZHUYAOHAISHIYIKAOJUTOUDEFENGKONG,“TAMENDUIYONGHUFENGKONGSHENHEHOU,HUICHUYIGESHENPIEDU,YINXINGYIBANJIUBUHUIBIANLE。”YIJIAYUJIEBEIHEZUODEYINXINGRENSHITANYAN,ZHEISHIMUQIANZHONGXIAOYINXINGDEPINGJING——ZAILINGSHOUXINDAIYEWUZHONG,ZHANGQIYILAIDIYALEIYEWU,ZAICHUNXINYONGDAIKUANYEWUZHONG,MEIYOUZUGOUDEFENGKONGJINGYAN。

DANHUJINPINGTAIDESHOURULUOJIGUIGENJIEDIHELIANHEDAIFENGXIANBIAOXIANKUNBANGDEBUGOUJINMI。

HUJINJUTOUMENLIANHEDAIDEHEXINSHOURU,LAIZIYUCUOHEGENGDUODEFANGKUAN,YIJIZHUANHUAGENGDUODELIULIANG——DANGTOUBUHUJINPINGTAIDEYINGLIXUQIUHEBUFENJINRONGJIGOUDEFENGXIANCHENGYANENGLICHAOGUOLEMOUGEPINGHENGDIAN,SHANGYEHUADEXUQIUHEJINRONGFENGKONGYUANLIJIUHUIXIANGBEI,MOUXIEZHONGXIAOYINXINGHAISHIMEIYOUZIJIDEFENGKONGNENGLI,NEIMEZHEIPANMEIHAODEDANGAO,JIUHUIBIANCHENGLINGYIGEGUSHILE。

QIANGZHEHENGQIANG,YOUSHILIDETOUBUYINXINGZAILIANHEDAIZHONGZHANJUZHUYAOHUAYUQUAN,DABUFENZHONGXIAOYINXINGZAICHENGDANHUAIZHANGDEJICHUSHANG,QUEMIANLINZHEFENRUNZHUJIANJIANSHAODEGANGAJUMIAN。

YIYOUYIZHONGSHUOFARENWEI,MOUXIEHUJINJUTOUZAIYUDUOJIAYINXINGDELIANHEDAIHEZUOZHONG,HUIJIANGTOUBUYINXINGFENGKONGSHENHEBUTONGGUODEYONGHUTUIJIANDAOWEIBUYINXING,RUCIYILAI,YINXINGJIGOUDELINGSHOUXINDAIBULIANGFENHUAJIAJU。

觉醒意识要快

YAOXIANGDULICHENGZHANG,ZHONGXIAOCHENGSHANGXINGBIXUKAISHIKUAISUZHUANXING。XIANGWENZHONGTIJIDEZHEIJIACHENGSHANGXING,GUODUANFANGQILIANHEDAIZHEIKUAIKANQILAIMEIMEIDEFEIROU,SHIZAIXUYAOYONGQI。

BIJING,JUTOUDELIULIANGHAOWUYIWENSHIKEGUANDE,QIEDUANYUQIHEZUO,YOUGAIYIHEZHONGFANGSHIBAOCHIZIJIDEXIAOFEIDAIGUIMOHEZENGSU?

WENZHONGDEXXINGMUQIANYIJINGZHAODAOSANTIAOLUXIAN——

1.FALIZIYINGYEWU,GAIXINGZIYINGXINYONGLEIXIAOFEIDAIYISHANGXIANTOUFANG,SHUIDAIJINONGDAIDEZIYINGYEWUZHENGZAIXITONGKAIFAZHONG,YUJIBENNIANSIJIDUSHIXIANTOUFANG;

2.JIXUSHENRUZHUDAIYEWUDEHEZUO,BUZAIJINJINGUANZHUXIANJINDAIDANYICHANPIN,YEKAISHISHEZUCHEDIDAI、FANGDIDAIYEWU,QUANMIANTUOKUANCHANPINXIAN;

3.HULIANWANGDAIKUANXINGUIDEXIAFA,JINYIBUGUIFANLEXINGYEDEFAZHANFANGXIANG,GAIXINGYEBAMUBIAOHEZUOJIGOUCONGZHUDAIPINGTAIZHUANXIANGXIAODAI、XIAOJIN、ZULINGONGSIDENGCHIPAIJIGOU,FENGFULELIULIANGLAIYUANDETONGSHIYEDADAOTISHENGZHUNRUMENJIANLAIKONGZHIFENGXIANDEMUDE。

HAOWUYIWEN,ZHONGXIAOYINXINGZAILINGSHOUZHUANXINGDEDAOLUSHANGYOUQIANNANWANZU,YIKAOZHUDAI、LIANHEDAICHANPINLAIDADAOLINGSHOUDAIKUANGUIMOTISHENGZHONGJIUBUSHIZHANGJIUZHIJI。

YINXINGSHIZHONGXUYAOJIANGHEXINFENGKONGZHANGWOZAIZIJISHOUSHANG,GANYUZAIJINGJIZHOUQIBODONGHUANJINGXIA,YANZHENGZIJIDEFENGKONGMOXING,BINGJIANGHUAIZHANGWENDINGZAIYIDINGQUJIANNEIDEJIGOU,SHIBIYINGLAIZHANGJIUFAZHAN。

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