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00后汹涌入股市:新鲜韭菜已长成?

2020-11-13
90041
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“JIUCAI?WOMENKEMEINEIMERONGYIGE。”

0

WEN | NASHEN MUYI

2020NIANSHANGBANNIANDEGUSHI,CHONGMANLEYIWAI。

ZAIXINGUANYIQINGDEYINGXIANGXIA,YIYAOHEXIAOFEIGUDAZHANG;ERYINXING、BAOXIANHEDICHANDADIE。

ZHIDEZHUYIDESHI,SHANGBANNIAN,DALIANG95HOU、00HOUDECHAOGUZHESHARUGUSHI。

TAMENDADUOYONGFUMUTIGONGDEZIJIN、SHENGHUOFEICHAOGU,3CHENGYISHANGZHANGHUZICHANCHAOGUO5WAN,SHENZHIHAIYOUYIXIEZHANGHU,ZICHANCHAOGUOQIANWAN。

RANGRENYIWAIDESHI,TAMENDETOUZIFENGGEBINGBUJIJIN,QIEYOUZIJIDETOUZILUOJI。

“TOUZI,DOUSHIFANRENXINGDE。”TAMENBUZHUIZHANGSHADIE,HAIHUISHEZHIZHIYINGHEZHISUNDIAN,JIANGZIJIDEYUWANGGUANLIDETUOTUOTIETIE。

TAMENHUICHENGWEINIUSHIDEWEILAIZHICHENG?HAISHIHUILUNWEIXINYICHADEJIUCAI?

01 涌入

“ZHEILIANGNIAN,GUSHIYONGRULEHENDUO95HOUHE00HOUDEKAIHUZHE,TEBIESHIJINNIANSHANGBANNIAN,YIQINGZHIHOU。”YIJIAZHENGQUANGONGSIDESHICHANGFUZERENSONGMINGCHENG。

他统计了最近半年的数据,95后开户数,已占总数的8%,而其中00后,已占1%。

CIQIAN,XINGYEDEPUBIANRENZHISHI,GUSHISHIZHONGNIANRENDEYOUXI。

TENGXUNZIXUANGU2018NIANTONGJIDESHUJUXIANSHI,AGUGUMINZHUYAOJIZHONGZAI30SUIZHI50SUIZHIJIAN,ZHEIYINIANLINGDUANGUMINZHANBICHAOGUOLIUCHENG。

“RUJIN25SUIYIXIADEGUMINNENGZHANDAO8%,ZHEIGESHUJUYIFEICHANGJINGREN。”SONGMINGRENWEI,GUMINZHENGZAIZHUJIANNIANQINGHUA。

1

如此多新生群体的涌入,会对股市产生怎样的影响?

“这些年轻群体出现,会在未来给股市带来一波牛市。”第一财经特约分析师“爱知君”对一本财经表示。

TARENWEI,NIUSHIZHUYAOYOULIANGGEYINSUJUEDING:CHONGJINLAIDEGUMINHEZONGTIDETILIANG。

“MEIYICINIUSHIDUIYINGDERENQUNZHUTI,SHIBUYIYANGDE。”AIZHIJUNRENWEI,50HOUSHI1999NIAN“519”XINGQINGDEZHULIJUN;60HOUSHI2005NIANNIUSHIDEZHULIJUN;ER70HOU,SHI2015NIANNIUSHIDEZHULIJUN。

DAN2015NIANNIUSHIZHISUOYIBUGOUDA,“YESHIYINWEI70HOURENKOUBUGOUDUODEYUANYIN”。

“RENKOUHEGUMINDESHULIANG,JUEDINGLENIUSHIDEDAXIAO。”AIZHIJUNCHENG,50HOUHE60HOUDOUSHISHENGYUGAOFENG;ER70HOUZESHISHENGYUDIFENG,YINWEITAMENDEFUBEIZAOYULEZHANZHENGHEDONGLUAN。

“80HOU、90HOUHE00HOUQUNTIZHENGZAIQUANMIANYONGRUGUSHI,TAMENDOUJIANGSHIXIAYICINIUSHIDEZHULIJUN。”AIZHIJUNRENWEI。

95HOUHE00HOU,JIUJINGSHIYIGEZENYANGDEGUMINQUNTI?TAMENSHINIANSHAOQINGKUANG、KESUIYISHOUGEDEJIUCAIMA?

02 男生为主

这群新生股民,绝大多数是男生。

GUOTAIJUNANZHENGQUANCENGZAIQUNIANCHUGUOYIFEN00HOUGUMINDEBAOGAO,TAMENZHONGDABUFENSHINANXING,DA71.75%,ZHUYAOFENBUBEISHANGGUANGSHEN,YIJICHENGDOU、HANGZHOUDENGXINYIXIANCHENGSHI。

他们中间,很多都是金融相关专业的学生。

CHULEZHUANQIAN,JINRONGZHUANYEXUESHENGCHAOGU,HAIYOULINGWAIYIGEMUDE——RANGLVLIBIANDEGENGHAOKAN。

DUITAMENLAISHUO,PIAOLIANGDECHAOGUZHANJI,HUICHENGWEIJIANLISHANGDEJIAFENXIANG。

而另外一部分股民,则是从小对金钱敏感,有一定商业头脑的人。

BIRU,1997NIANCHUSHENGDENVSHENGVivi,CONGXIAOKAISHIJIZHANG。SHANGZHONGXUESHI,TAJIUHEDIDIYIQICHAOXIE。

XIANZAI,TAGULINGYIMAN3NIAN。

而他们的资金来源,大多来自家人。

BIRU,1997NIANCHUSHENGDELEXIANG,XIANZAIZAIMEIGUODUJINRONGGONGCHENGSHUOSHI。

2017NIAN,TAJUEDEGUSHIJINRUDIDIAN,JIUHEJIARENSHENQINGLEYIBIZIJIN,ZHENGSHICHENGWEIGUMIN。

ViviZAIDUDAXUESHI,FUQINYICIXINGJILETA10WANDESINIANSHENGHUOFEI。TANACHU6WANCHAOGU,“DEFEICHANGXIAOXIN,PEIDETAIDUO,JIUMEIYOUQIANCHIFANLE”。

还有一些年轻股民的资金,来自他们自己的“创业”。

00HOUXIAOCHAIDEQIAN,JIULAIZITADAXUESHIQIDECHUANGYE——ZAIXIAOMENKOUBAITANHEKAISUSHEXIAOMAIBU。

“ZHUANLE3WANDUO,ZHEIJIUSHIWOQUANBUDEBENJIN。”XIAOCHAICHENG。

TAGULINGYINIAN。

他们的资金量有多大?

LEXIANGSHENBIANDETONGXUEHENDUODOUCHAOGU,“DAJIAJIBENDOUNAJIALIDEQIAN,QIDIAN5WAN,PINGJUNNENGDAO10DAO30WAN。”

国泰君安证券的00后账户数据,也非常惊人:将近3成账户资产大于5万,最高超千万。

SHUJUXIANSHI,00HOUXINGUMINZHONG71.27%DEZHANGHUZICHANBUCHAOGUO5WANYUAN,DAYUE5.19%DE00HOUKEHUZHANGHUZICHANWEIYU50WANZHI500WANZHIJIAN,JINYOUJISHAOSHU00HOUKEHUDEZHANGHUZICHANCHAOGUOLE500WAN。

3

宋明监控到,几个00后的账户中,金额甚至已经上千万。“这个新群体的资金实力,远超我们的想象。”

03 韭菜

“有人说,你们是新成长起来的韭菜。”

“韭菜?我们可没那么容易割。”小柴对此嗤之以鼻。

DAJIADUI95HOUHE00HOUDERENZHI,DADUOSHICHONGDONG、ZIWO。DUIYINGDAOTOUZILINIAN,JIUSHIJIJIN。

YIBENCAIJINGHEDUOWEI95HOU、00HOUGUMINJIECHU,FAXIANQINGKUANGBINGFEIWANQUANRUCI。

他们大部分,都极为冷静,可以说是稳健型投资者。

HENDUO95HOUHE00HOUCONGXIAOJIECHULICAI,YOUYIDINGDEJINRONGCHANGSHI。

LEXIANGDEFUMUCONGXIAOJIUPEIYANGTADEJINRONGGUANNIAN,CONGXIAOXUEKAISHI,FUMUJIUJIANYITAYONGYASUIQIANMAIYIXIEGUOZHAI,“DANNEIGESHIHOU,WOJUEDEGUOZHAIDELIRUNTAIDI”。

ERXIAOCHAIZEZAIP2PLANGCHAOZHONG,YIZHIBAOCHILENGYANGUANCHA,“WOXIANZAIDUIFENGXIANJIWEIMINGAN”。

“WOSHENBIANHENDUOZHANGBEIDOUZUOLETOUZI,ZUIHOUQUEKUILEQIAN。”XIAOCHAICHENG,TAHENKUAIJIUYISHIDAO,SHOUYIYUEDA,FENGXIANJIUYUEDA。

而在炒股上,95后和00后很多都有自己的见解,并非无脑操作。

LEXIANGYOUZIJIDETOUZILUOJI。BIRU,TAHUIXUANZEXINGYE,ZAIXUANZEXINGYEDELONGTOUGU。TAXIANZAIZHANGQIKANHAOXINPIAN,YOUQISHIGPUXINPIAN。

ERXIAOCHAIXIHUANZHAOXINGYEDEYINXINGGUANJUN,“YOUHENDUOXINGYEBINGMEIYOUNEIMEHUO,DANLIMIANQUEZANGLEHENDUOYINXINGDELONGTOUGONGSI,DOUZHIDEGUANZHU”。

“WOCHAOGUDOUSHIFANRENXINGCAOZUO,JUEDUIBUZHUIZHANGSHADIE。DIEPOWODEXINLIJIAWEI,WOJIUCHAODI;DAODAWOSHEDINGDEJIAGE,WOJIUPAOCHU。YAODONGDEZHIYINGZHISUN。”XIAOCHAICHENG,TOUZI,JIUSHIFANRENXINGDE,YAOGUANLIHAOZIWODEYUWANG。

2001NIANCHUSHENGDESJUN,XIANZAICAIGANGGANGYOUZIGEKAITONGGUPIAOZHANGHU。

TATONGGUOBAOBIAODENGSHUJULAIZONGHEPANDUAN:“JUEDINGGUPIAOJIAGEDEYINSUHENDUO,BUNENGZHIKANSHIBUSHIXINGYELONGTOU,YEYAOKANSHIFOUYOUJIGOUZIBENJINRU。”

“这样的00后,你们真的觉得是韭菜吗?真的能轻易收割吗?”小柴反问。

国泰君安证券的00后用户报告中,也体现了这一点。报告指出,00后投资者们理财理念更强,在股票投资上更追求长期稳定的收益。

QIZHONGYIGESHUJUXIANSHI,ZHEIXIE00HOUKEHUDELICAICHANPINZICHANZHANBIDA9.38%,ERQIYUNIANLINGDUANDEKEHU,JINYOU0.83%YOULICAICHANPINZICHAN。

这说明,00后的理财观念要远高于其余年龄阶段的客户。

而持仓情况,更能反映他们的投资风格。

GUOTAIJUNANZHENGQUANZAIZUOZHEIFENBAOGAODESHIHOU,GUSHIZHENGCHUYUZHENDANGXINGQING。

TAMENFAXIAN,CHAOGUOBANSHUDE00HOUTOUZIZHECANGWEIBUZU50%。DABUFEN00HOUGUMIN,DOUSHIQINGCANGGUANWANG。

4

GUOTAIJUNANZHENGQUANGENJU00HOUKEHUJIN3YUECHICANGGUPIAODEXINGYEFENBUFENXI,00HOUXINGUMINZUIPIANHAODIANZI、YIYAOSHENGWUJIFEIYINJINRONGBANKUAI。

ERSONGMINGJIANKONGDESHUJUXIANSHI,ZUIJINBANNIAN,00HOUDEGUMINZHUILEYIYAOGU,TONGSHIDUIHULIANWANGQINGYOUDUZHONG。“TAMENCONGXIAOJIUJIECHUHULIANWANG,SUOYIDUIHULIANWANGGONGSIDELIJIEHERENZHIYEBIJIAOSHEN。”

当然,在95后和00后中,也有许多冲动型选手。

SJUNDEDAXUEJIANLEYIGECHAOGUQUN,LIMIANQUANDOUSHIGANGGANGSHARUGUSHIDE00HOUXINGUMIN。

“QIZHONGHENDUORENDOUJIYUQIUCHENG,CHAODUANXIANCAOZUOKUIBENLE。”SJUNCHENG,ZHEIXIERENJIUSHIZAIYONGJIALIDEQIAN,JIAONAGUSHIDEXUEFEI。

SONGMINGYEKANDAOHENDUOJIJINXINGDE00HOUZHANGHU,DANSHITAZHUYIDAOYIGEXIJIE。

“ZHEIXIEZHANGHUZAIKUISUNZHIHOU,QIZHONGYIBUFENHUIDIAOZHENGCELVE,TAMENDEXUEXINENGLIJIQIANG。”

4

ZHEIXIEXINSHENGGUMIN,BIRANHUICHENGWEIJIEXIALAINIUSHIDEZHULIJUN。

“DANTAMENJUEDUIBUSHIKEYIQINGYISHOUGEDEJIUCAI。”SONGMINGRENWEI,TAMENHEGUOQUDEGUMIN,YOUHENMINGXIANDEQUBIE。

DANGRAN,JIGOUYEMEIXIANZHE。

SONGMINGTOULU,JIGOUZHENGZAIYANJIUZHEIQUNXINSHENGGUMIN,SHITUZHAODAOQUANXINDESHOUGECELVE……

*文中受访者为化名。


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