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一本智库 > 智库观点 > 现金贷行业发展概况

现金贷行业发展概况

2018-11-14
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HULIANWANGJINRONGFAZHANSHI:P2PDAOXIAOFEIJINRONGDAOCHANGJINGFENQIDAOXIANJINDAI

HULIANWANGJINRONGFAZHANSHI:P2PDAOXIAOFEIJINRONGDAOCHANGJINGFENQIDAOXIANJINDAI

 

ZHONGGUODEHULIANWANGJINRONGSHIKECONG2007NIANSHUOQI。2007NIAN,ZHONGGUODIYIJIAP2PWANGDAIPINGTAIPAIPAIDAICHENGLI,SUIHOU,HONGLINGCHUANGTOU、XINERFU、YIRENDAIDENGPINGTAIKAISHIJINCHANG。2010-2015NIANJIAN,SUIZHELILVSHICHANGHUA、ZHONGXIAOQIYERONGZIXUQIUDEZENGJIA、MINZHONGLICAITOUZIXUQIUDEZENGJIA,P2PWANGDAIPINGTAIDEZENGZHANGCHENGXIANCHUBAOFAXINGDETAISHI。

 

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P2PWANGDAIHECHANGJINGFENQIDEJIANNANFAZHANSHIDECONGYEZHEFENFENXUNQIUXINDEZHUANXINGFANGXIANG。

 

2014NIAN,LEISIOUMEI payday loan(FAXINRIDAIKUAN)DEXIANJINDAIKAISHIZAIZHONGGUOSHICHANGCHUXIAN,CHANPINJUYOUDUANQIXIAOEWUDANBAODETEDIAN。ZHENGSHIYINWEI“DUANQIXIAOE”,JIEKUANRENDUILILVDEMINGANDUXIAJIANG,XIANJINDAICHANPINWANGWANGLILVJIAOGAO,ZAIFENGKONGBUZUDEQINGKUANGXIAYENENGHUODEKEGUANDELIRUN。XIANJINDAIDEGAOYINGLIXINGXIYINLEZHONGDUOP2PWANGDAIPINGTAI、CHANGJINGFENQIPINGTAI、CHUANGYEZHEDENGJINRUXINGYE。2014NIANCHENGLIDEXIANJINBASHISHIXINGYENEIGONGRENDEZUIZAODEXIANJINDAIPINGTAI,2016NIANSHIGONGRENDEXIANJINDAIBAOFAYUANNIAN。

 

CONGWANGDAIZHIJIAJIANCEDEP2PPINGTAIJIAOYISHUJUKEYIKANDAO,CONG2016NIANDAO2017NIAN,WANGDAIPINGTAIDEPINGJUNJIEKUANEDUZAIBUDUANXIAJIANG。YUCITONGSHI,JIEKUANRENSHUZAIBUDUANZENGJIA。CONGZHONGKEYITUICEDALIANGP2PPINGTAIZHUANXINGFAFANGXIAOEGAOXIDEXINDAICHANPIN,ZAIKEHUSHULIANGSHANGQUDELEBAOFASHIZENGZHANG。

 

GUANYUXIANJINDAIDESHICHANGGUIMO,MUQIANBINGMEIYOUYIGEZHUNQUEDESHUZI,YIFANGMIANSHIYOUYUMEIYOUYIGEGONGRENDEJIANCEPINGTAIKEYIZHANGWOQUANMIANDESHUJU,LINGYIFANGMIANSHIYOUYUXIANJINDAIGONGSIYUELAIYUEDUODIYIGENGJIAYINBIDEFANGSHIZAIQUYUYUNYING。JIAOWEIGONGRENDESHUOFASHI,GUIMOZUIDASHI,XIANJINDAIXINGYEYONGYOUWANYIJISHICHANG,5000-10000JIACANYUPINGTAI。GENJUYIBENZHIKUBUWANQUANTONGJI,GUIMOZUIDASHI,TOUBUXIANJINDAIGONGSIYUEJUNFANGKUANLIANGZAI100YIYUANZUOYOU,ZHISHAOYOUJINBAIJIAGONGSIDEYUEJUNFANGKUANLIANGZAI10YIYUANZUOYOU。

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